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Sold·Closed Mar 9, 2026·14 days on market
3537 Cedar Preserve Lane
Middleburg, FL 32068
About this home
Middleburg
Step inside this expansive Oakhurst home, highlighted by its warm and welcoming Craftsman Elevation. Offering 5 Bedrooms, 3 Bathrooms, a roomy upstairs Loft, and a 3-Car Garage, this home provides plenty of space. Luxury Vinyl Plank flooring extends throughout the main living areas, creating a cohesive blend of comfort and style. The Open-Concept design is perfect for hosting and gathering, centered around a bright Gourmet Kitchen equipped with built-in Stainless-Steel Whirlpool Appliances, Quartz Countertops, and White Cabinetry. Upstairs, a spacious Loft and Secondary Bedrooms with Walk-In Closets offer flexibility and ample storage. The Owner's Suite provides a tranquil retreat complete with a Dual-Sink Vanity, Walk-In Glass-Enclosed Shower, and a large Walk-In Closet. Additional upgrades include the added Fifth Bedroom, a Smart Home package, a Gas Line Stub on the Lanai, and more thoughtful touches throughout. Come tour this beautiful home today!
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2025)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,589 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest park or preserve
Sal Taylor Creek Preserveabout 7 mi · 4.6 mi of trails
Closest public boat ramp
Old Ferry Public Boat Ramp (aka. Rideout Ferry)about 5 mi · St. Johns River - Black Creek
Closest kayak & paddleboard launch
Doctors Lake Park Kayak Launchabout 5 mi · Doctors Lake
Closest grocery store
Publixabout 3 mi · 9518 Argyle Forest Blvd, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $1,688/yr
Estimated taxes if purchased at asking price: ~$10,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $158/sq ft; this home is listed at $162/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 921 Rooster Hollow Way, Middleburg, FL 32068Listed by PULTE REALTY OF NORTH FLORIDA, LLC. | Sep 2026 | $570,990 | $165 | 5/4.5 | 3,459 | 16 | 0.1 |
| 3444 Kindlewood Drive, Middleburg, FL 32068Listed by PULTE REALTY OF NORTH FLORIDA, LLC. | Jul 2026 | $440,000 | $158 | 5/4 | 2,782 | 72 | 0.1 |
| 3414 Golden Eye Drive, Orange Park, FL 32073Listed by OLYMPUS EXECUTIVE REALTY, INC | Jun 2026 | $475,000 | $134 | 5/3 | 3,553 | 80 | 0.5 |
| 3445 Golden Eye Drive, Orange Park, FL 32073Listed by OLYMPUS EXECUTIVE REALTY, INC | Oct 2026 | $439,990 | $161 | 4/4 | 2,728 | 110 | 0.8 |
| 3429 Golden Eye Drive, Orange Park, FL 32073Listed by OLYMPUS EXECUTIVE REALTY, INC | Aug 2026 | $485,000 | $137 | 5/3 | 3,553 | 44 | 0.8 |
| 826 Point Heron Loop, Middleburg, FL 32073Listed by OLYMPUS EXECUTIVE REALTY, INC | Jun 2026 | $500,000 | $141 | 5/3 | 3,553 | 0 | 0.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: PULTE REALTY OF NORTH FLORIDA, LLC.
Sold by: COLDWELL BANKER VANGUARD REALTY (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Mar 9, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines