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Active·7 days on market

1013 Rooster Hollow Way

Middleburg, FL 32068

$534,000$154/sqftEst. $2,754/moMLS# 2157739

Beds

Baths

3,459

Sq Ft

2026

Built

Garage

Pool

About this home

Middleburg

Discover the Yorkshire floor plan with our charming Craftsman elevation, offering 5 bedrooms, 3.5 bathrooms, a spacious upstairs loft, two flexible living spaces, and a 2-car garage. Designed with both style and functionality in mind, this home features luxury vinyl plank flooring throughout the main living areas for a warm, cohesive look. At the center of the home, the gourmet kitchen shines with stainless steel appliances, quartz countertops, Frost cabinetry, and a white flow picket tile backsplash. The open layout flows effortlessly into the gathering room and covered lanai, creating an inviting space to relax or entertain while taking in peaceful water views. Upstairs, you'll find generously sized secondary bedrooms, a versatile loft, and a private owner's suite. Thoughtful finishes, including 8-foot interior doors, brushed nickel hardware, 2-inch faux wood blinds, floor outlets, and beautifully appointed bathrooms, complete this exceptional home.

Cost to own

Mortgage calculator

Home Price

$534,000

Down Payment: 20%

$106,800

Interest Rate: 6.69%

Loan Term

Monthly Payment

$2,754

Principal & Interest: $2,754

Property taxes (est.): $818

Insurance (est.): $356

Estimated Total Monthly

$3,928

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$2,754

Property taxesest. at asking price, Clay County$818

HOAbilled annually$58

Estimated total, before insurance$3,630/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,694 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 5, 2026Price change$534,000−$14,000
Jul 30, 2026Listed$548,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$534,000

Price / Sq Ft$154

Bedrooms5

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage3,459

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

StyleCraftsman

Property ConditionUnder Construction

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontYes

New ConstructionYes

School Information

ElementaryTynes

MiddleOakleaf Jr High

HighRidgeview

Community Information

Address1013 Rooster Hollow Way, Middleburg, FL 32068

Area143-Foxmeadow Area

SubdivisionDouble Branch

CityMiddleburg

CountyClay

StateFL

Zip Code32068

Parcel Number17042500794600453

ZoningResidential

Amenities

AmenitiesDog Park, Park, Playground

UtilitiesCable Available, Electricity Connected, Natural Gas Available, Natural Gas Connected, Sewer Connected, Water Available

Water SourcePublic

ParkingGarage, Garage Door Opener

ViewPond, Other

Waterfront TypePond

Interior

Interior FeaturesBuilt-in Features, Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Home, Smart Thermostat, Walk-In Closet(s), Other

AppliancesOther, Dishwasher, Disposal, Gas Oven, Gas Range, Microwave

HeatingElectric, Heat Pump

CoolingCentral Air, Electric

FlooringCarpet, Tile

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Gas Dryer Hookup, Upper Level, Washer Hookup