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Pending

Pending·23 days on market

921 Rooster Hollow Way

Middleburg, FL 32068

$598,050$173/sqftEst. $3,049/moMLS# 2153526

Beds

Baths

3,459

Sq Ft

2023

Built

Garage

Pool

About this home

Middleburg

The Yorkshire model is now available! This home offers 5 bedrooms, 4.5 bathrooms, a versatile upstairs loft, 2 flex rooms, and a 2-car garage with an epoxy finish. Luxury vinyl plank flooring flows throughout, adding warmth, durability, and timeless style to every space. The open-concept layout centers a gourmet kitchen featuring stainless steel appliances, including a refrigerator, quartz countertops, a stylish picket mosaic tile backsplash, under-cabinet lighting, and crisp white cabinetry. The kitchen seamlessly connects to the gathering room and covered lanai, creating the perfect setting for entertaining while enjoying scenic water views. Upstairs, you'll find additional bedrooms, a spacious loft, and a luxurious owner's suite designed for comfort. Additional highlights include 8-foot interior doors, upgraded baseboards and crown molding, enhanced paint, upgraded stairs and railing, beautifully finished bathrooms, and much more. Schedule your tour today!

Cost to own

Mortgage calculator

Home Price

$598,050

Down Payment: 20%

$119,610

Interest Rate: 6.58%

Loan Term

Monthly Payment

$3,049

Principal & Interest: $3,049

Property taxes (est.): $917

Insurance (est.): $399

Estimated Total Monthly

$4,364

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$3,049

Property taxesest. at asking price, Clay County$916

HOAbilled annually$58

Estimated total, before insurance$4,024/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,200/yr · $683/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$513,931	$453,763	—
2024	$474,312	$412,512	—
2023	$12,000	$12,000	—

2025 property taxes (current owner): $8,200/yr

Estimated taxes if purchased at asking price: ~$11,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Private well (public record)

County records indicate a private well — a water-quality test is a standard (and cheap) pre-closing step.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,169 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 21, 2026Pending$598,050
Jul 2, 2026Listed$598,050

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$598,050

Price / Sq Ft$173

Bedrooms5

Bathrooms4.50

Full Baths4

Half Baths1

Square Footage3,459

Acres0.14 acres

Year Built2023

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusPending

# of Garages2

Has PoolNo

Is WaterfrontYes

New ConstructionYes

School Information

ElementaryTynes

MiddleOakleaf Jr High

HighRidgeview

Community Information

Address921 Rooster Hollow Way, Middleburg, FL 32068

Area143-Foxmeadow Area

SubdivisionDouble Branch

CityMiddleburg

CountyClay

StateFL

Zip Code32068

Lot Size6,098.4 sq ft

Lot Dimensions61'x145'

Parcel Number17042500794600469

ZoningResidential

Amenities

AmenitiesPool, Other, Children's Pool, Clubhouse, Dog Park, Fitness Center, Gated, Jogging Path, Management- On Site, Park, Pickleball, Playground, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Natural Gas Available, Natural Gas Connected, Sewer Connected, Water Available

Water SourcePublic

ParkingGarage, Garage Door Opener

ViewPond, Other

Waterfront TypePond

Interior

Interior FeaturesEat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Home, Smart Thermostat, Walk-In Closet(s), Other

AppliancesOther, Dishwasher, Disposal, Dryer, Gas Oven, Gas Range, Microwave, Refrigerator, Washer

HeatingElectric, Heat Pump

CoolingCentral Air, Electric

FlooringTile, Vinyl

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Gas Dryer Hookup, Upper Level, Washer Hookup

SecurityGated with Guard