$562,0005 bd · 3 ba · 3,695 sq ft
Active·88 days on market
978 Rooster Hollow Way
Middleburg, FL 32068
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Middleburg
This beautifully maintained, nearly new home offers the features buyers are looking for, including NO CDD fees, very low HOA fees, a 3-car garage, and an oversized homesite backing to a preserve and peaceful pond. The fully fenced backyard provides privacy and plenty of space for pets, play, gardening, and entertaining. The first floor features a bedroom with direct access to a full bathroom, making it ideal for guests, an office, or multigenerational living. The gourmet kitchen is designed for anyone who enjoys cooking, featuring upgraded cabinetry, countertops, backsplash, and appliances, along with plenty of counter space and storage. The kitchen opens to the main living areas and provides a functional layout for both everyday living and entertaining. The spacious screened-in patio measures approximately 30' x 15' and overlooks the private backyard, preserve, and pond.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2024)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,256 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest park or preserve
Sal Taylor Creek Preserveabout 7 mi · 4.6 mi of trails
Closest public boat ramp
Old Ferry Public Boat Ramp (aka. Rideout Ferry)about 5 mi · St. Johns River - Black Creek
Closest kayak & paddleboard launch
Doctors Lake Park Kayak Launchabout 5 mi · Doctors Lake
Closest grocery store
Publixabout 3 mi · 9518 Argyle Forest Blvd, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $549,493 | $498,771 | — |
| 2024 | $75,000 | $75,000 | — |
| 2023 | $12,000 | $12,000 | — |
2025 property taxes (current owner): $8,670/yr
Estimated taxes if purchased at asking price: ~$10,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Nov 9, 2026Price change$562,000−$3,000
- Oct 27, 2026Price change$565,000−$4,000
- Oct 22, 2026Price change$569,000−$1,000
- Sep 20, 2026Price change$570,000−$4,000
- Sep 14, 2026Price change$574,000−$1,000
- Sep 2, 2026Price change$575,000−$5,000
- Aug 24, 2026Price change$580,000−$5,000
- Aug 13, 2026Listed$585,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $158/sq ft; this home is listed at $152/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 921 Rooster Hollow Way, Middleburg, FL 32068Listed by PULTE REALTY OF NORTH FLORIDA, LLC. | Sep 2026 | $570,990 | $165 | 5/4.5 | 3,459 | 16 | 0.1 |
| 3444 Kindlewood Drive, Middleburg, FL 32068Listed by PULTE REALTY OF NORTH FLORIDA, LLC. | Jul 2026 | $440,000 | $158 | 5/4 | 2,782 | 72 | 0.2 |
| 3414 Golden Eye Drive, Orange Park, FL 32073Listed by OLYMPUS EXECUTIVE REALTY, INC | Jun 2026 | $475,000 | $134 | 5/3 | 3,553 | 80 | 0.7 |
| 3445 Golden Eye Drive, Orange Park, FL 32073Listed by OLYMPUS EXECUTIVE REALTY, INC | Oct 2026 | $439,990 | $161 | 4/4 | 2,728 | 110 | 1 |
| 3429 Golden Eye Drive, Orange Park, FL 32073Listed by OLYMPUS EXECUTIVE REALTY, INC | Aug 2026 | $485,000 | $137 | 5/3 | 3,553 | 44 | 1 |
| 826 Point Heron Loop, Middleburg, FL 32073Listed by OLYMPUS EXECUTIVE REALTY, INC | Jun 2026 | $500,000 | $141 | 5/3 | 3,553 | 0 | 1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: GAILEY ENTERPRISES LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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