Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

No photos available

This listing has no photos yet

Sold

$485,000Sold5 bd · 4.5 ba · 3,235 sq ft

Sold·Closed Mar 3, 2026·47 days on market

1075 Merlin Point

Middleburg, FL 32068

$485,000sold priceListed at $485,000 · 100% of asking$150/sqftMLS# 2118799
5
Beds
4.5
Baths
3,235
Sq Ft
2011
Built
3
Garage
No
Pool
HOA $50/moWaterfrontSingle Family Residence2 stories

About this home

Middleburg

4.75% Assumable FHA with Roam!🔥 Motivated Seller — Priced to Move! Stunning lakefront home in the highly sought Two Creeks gated community. This expansive 5-bedroom, 4.5-bath 2-story home offers 3,235 sq ft of elegant, open-concept living. Relax in your screened lanai with serene lake views Cozy up by the fireplace in a bright and airy living area Chef's kitchen boasts granite countertops, loads of cabinetry, and flows seamlessly into the dining room — perfect for entertaining Gorgeous tile flooring, classic crown molding, and French doors bring a touch of sophistication throughout Main suite is conveniently downstairs for maximum privacy and comfort Upstairs, find 4 additional bedrooms — including a Jack-and-Jill layout — ideal for family or guests High-end finishes like tray ceilings and bay windows elevate the style throughout The home is bathed in natural light, with a thoughtful layout that maximizes both luxury and livability Why This Is a Deal:

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,644
Property taxesest. at asking price, Clay County$743
HOAbilled monthly$50
Estimated total, before insurance$3,437/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 6:49 AM, sunset 5:34 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • Expect afternoon glare on rear glass, and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $184/sq ft; this home is listed at $150/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1322 Warbler Way, Middleburg, FL 32068Listed by SHOE REALTY INCAug 2026$515,000$1844/3.52,806320.3
2239 Club Lake Drive, Orange Park, FL 32065Listed by RE/MAX SPECIALISTSNov 2026$480,000$1904/3.52,52750.4
4464 Quail Hollow Road, Orange Park, FL 32065Listed by WATSON REALTY CORPOct 2026$506,000$1904/32,664810.4
2270 Club Lake Drive, Orange Park, FL 32065Listed by PURSUIT REAL ESTATE, LLCJul 2026$578,000$1464/3.53,971220.4
2175 Club Lake Drive, Orange Park, FL 32065Listed by REDFIN CORPORATIONJul 2026$625,000$1645/43,815130.4
4588 Golf Brook Road, Orange Park, FL 32065Listed by EXP REALTY LLCOct 2026$375,300$1514/32,492930.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$485,000
Price / Sq Ft$150
Bedrooms5
Bathrooms4.50
Full Baths4
Half Baths1
Square Footage3,235
Year Built2011
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages3
# of Carport Spaces2
Has PoolNo
Is WaterfrontYes
Direction FacesEast

School Information

ElementaryTynes
MiddleWilkinson

Community Information

Address1075 Merlin Point, Middleburg, FL 32068
Area143-Foxmeadow Area
SubdivisionTwo Creeks
CityMiddleburg
CountyClay
StateFL
Zip Code32068
Parcel Number24-04-24-005574-00
ZoningPUD

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, His and Hers Closets, Jack and Jill Bath, Open Floorplan, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Double Oven, Dryer, Electric Cooktop, Freezer, Ice Maker, Microwave, Refrigerator, Washer
HeatingElectric
CoolingCentral Air
FlooringCarpet, Laminate, Tile
FireplaceYes
Fireplace FeaturesElectric
# of Stories2
LaundryUpper Level

Exterior

Patio / PorchRear Porch, Screened
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedNovember 20, 2025
Days on Market47
HOA Fees$50 / Monthly
HOA FrequencyMonthly
HOA NameTwo Creeks
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MARK SPAIN REAL ESTATE

Sold by: ASSIST 2 SELL BUYERS & SELLERS PREMIER REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Mar 3, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines