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$485,000Sold5 bd · 4.5 ba · 3,235 sq ft
Sold·Closed Mar 3, 2026·47 days on market
1075 Merlin Point
Middleburg, FL 32068
About this home
Middleburg
4.75% Assumable FHA with Roam!🔥 Motivated Seller — Priced to Move! Stunning lakefront home in the highly sought Two Creeks gated community. This expansive 5-bedroom, 4.5-bath 2-story home offers 3,235 sq ft of elegant, open-concept living. Relax in your screened lanai with serene lake views Cozy up by the fireplace in a bright and airy living area Chef's kitchen boasts granite countertops, loads of cabinetry, and flows seamlessly into the dining room — perfect for entertaining Gorgeous tile flooring, classic crown molding, and French doors bring a touch of sophistication throughout Main suite is conveniently downstairs for maximum privacy and comfort Upstairs, find 4 additional bedrooms — including a Jack-and-Jill layout — ideal for family or guests High-end finishes like tray ceilings and bay windows elevate the style throughout The home is bathed in natural light, with a thoughtful layout that maximizes both luxury and livability Why This Is a Deal:
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest park or preserve
Sal Taylor Creek Preserveabout 6 mi · 4.6 mi of trails
Closest public boat ramp
Middleburg (Main Street) Public Boat Rampabout 5 mi · North Fork Black Creek
Closest kayak & paddleboard launch
Jennings State Forest – Indian Ford Paddling Accessabout 3 mi · Black Creek North Fork
Closest grocery store
Walmart Supercenterabout 4 mi · 10000 Omni Dr, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
West-facing backyard — the sunset lot
The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 6:49 AM, sunset 5:34 PM.
- Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
- Expect afternoon glare on rear glass, and real value in lanai screening or shade trees.
- Morning coffee happens in shade; the front of the home takes the sunrise.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $184/sq ft; this home is listed at $150/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1322 Warbler Way, Middleburg, FL 32068Listed by SHOE REALTY INC | Aug 2026 | $515,000 | $184 | 4/3.5 | 2,806 | 32 | 0.3 |
| 2239 Club Lake Drive, Orange Park, FL 32065Listed by RE/MAX SPECIALISTS | Nov 2026 | $480,000 | $190 | 4/3.5 | 2,527 | 5 | 0.4 |
| 4464 Quail Hollow Road, Orange Park, FL 32065Listed by WATSON REALTY CORP | Oct 2026 | $506,000 | $190 | 4/3 | 2,664 | 81 | 0.4 |
| 2270 Club Lake Drive, Orange Park, FL 32065Listed by PURSUIT REAL ESTATE, LLC | Jul 2026 | $578,000 | $146 | 4/3.5 | 3,971 | 22 | 0.4 |
| 2175 Club Lake Drive, Orange Park, FL 32065Listed by REDFIN CORPORATION | Jul 2026 | $625,000 | $164 | 5/4 | 3,815 | 13 | 0.4 |
| 4588 Golf Brook Road, Orange Park, FL 32065Listed by EXP REALTY LLC | Oct 2026 | $375,300 | $151 | 4/3 | 2,492 | 93 | 0.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: MARK SPAIN REAL ESTATE
Sold by: ASSIST 2 SELL BUYERS & SELLERS PREMIER REALTY (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor

Krista Fracke
Broker Associate
This home sold on Mar 3, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines





