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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold·Closed Apr 21, 2026·127 days on market

4430 County Rd 218

Middleburg, FL 32068

$750,000sold priceListed at $800,000 · 93.8% of asking$167/sqftMLS# 2117471
0
Beds
7
Baths
4,500
Sq Ft
2008
Built
—
Garage
No
Pool
No HOA1.12 acresMixed Use

About this home

Middleburg

Established location has always been a Resturant. All inventory conveys, furniture decor tables interior and exterior. Has small office with a Full Bath. So many posibilty's. Unique open space could be used for many possibilities.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$4,122
Property taxesest. at asking price, Clay County$1,149
Estimated total, before insurance$5,271/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$5,400/yr · $450/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2008)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,693 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $5,400/yr

Estimated taxes if purchased at asking price: ~$13,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Features

Price$800,000
Price / Sq Ft$178
Bedrooms0
Bathrooms7.00
Full Baths0
Square Footage4,500
Acres1.12 acres
Year Built2008
TypeCommercial Sale
Sub-TypeMixed Use
StatusClosed
Has PoolNo
Is WaterfrontNo

School Information

This listingNo schools reported in the MLS
ElementaryWilkinson, reported on 27 other Jacksonville South listings
MiddleWilkinson, reported on 33 other Jacksonville South listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address4430 County Rd 218, Middleburg, FL 32068
Area141-Middleburg NW
SubdivisionJacksonville South
CityMiddleburg
CountyClay
StateFL
Zip Code32068
Lot Size48,787.2 sq ft
Parcel Number00595311000
ZoningCommercial

Amenities

AmenitiesNone
UtilitiesSewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned

Interior

HeatingCentral, Electric, Hot Water
CoolingCentral Air, Electric, Ceiling Fan(s), Exhaust Fan
FlooringConcrete, Tile

Exterior

Lot DescriptionCleared
RoofShingle
ConstructionOther, Block, Log, Stone Veneer, Wood Siding
Road FrontageCounty Road

Additional Information

Date ListedFebruary 5, 2026
Days on Market127
Tax Amount$5,400
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo

Listing Courtesy of: WATSON REALTY CORP

Sold by: NON MLS (realMLS) (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Apr 21, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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