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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Pending

Pending·127 days on market

2074 Featheredge Way Way

Middleburg, FL 32068

$441,900$233/sqftEst. $2,448/moMLS# 2119534
↓ $5,000 below original list
4
Beds
3
Baths
1,896
Sq Ft
2026
Built
2
Garage
No
Pool
FEMA Zone XHOA $110/moSingle Family Residence1 storyNew construction

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Middleburg

This beautiful four-bedroom, three-bathroom home is all about comfort, style, and room to grow. Designed with your family in mind, it's got great curb appeal and a bright, open feel inside that makes it easy to feel right at home. The Clermont comes with our CompleteHomePlus™ package, so you'll enjoy modern recessed lighting, stainless-steel appliances, sleek quartz countertops, and more. Whether you're hosting the holidays or just kicking back in the spacious master suite, the Clermont is the kind of home you'll love coming back to every day.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,448
Property taxesest. at asking price, Clay County$677
HOAbilled monthly$110
Estimated total, before insurance$3,235/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$441,900
$88,380
Loan Term
Monthly Payment
$2,448
Principal & Interest: $2,448
Property taxes (est.): $677
Insurance (est.): $295
Estimated Total Monthly
$3,419
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$76,000$76,000—
2024$76,000$76,000—

Estimated taxes if purchased at asking price: ~$8,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 5, 2026Pending$441,900
  • Oct 2, 2026Price change$441,900−$5,000
  • Jun 5, 2026Listed$446,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $213/sq ft; this home is listed at $233/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3983 Gareys Ferry Way, Middleburg, FL 32068Listed by LGI REALTY - FLORIDA, LLCSep 2026$420,000$2274/21,8476370.1
3957 Gareys Ferry Way, Middleburg, FL 32068Listed by MOMENTUM REALTYAug 2026$434,900$2094/2.52,085430.1
2420 Pemrose Loop, Middleburg, FL 32068Listed by LGI REALTY - FLORIDA, LLCJul 2026$383,900$2503/21,536450.1
2418 Jennings Farm Drive, Middleburg, FL 32068Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$415,000$1894/32,1901250.2
2051 Cornell Road, Middleburg, FL 32068Listed by HERRON REAL ESTATE LLCSep 2026$295,000$2133/2.51,384340.8
2140 Tom Thumb Road, Middleburg, FL 32068Listed by WATSON REALTY CORPSep 2026$335,000$1913/21,757561

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$441,900
Price / Sq Ft$233
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage1,896
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionTo Be Built
StatusPending
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

ElementaryMiddleburg
MiddleLake Asbury

Community Information

Address2074 Featheredge Way Way, Middleburg, FL 32068
Area142-Middleburg East
SubdivisionJennings Farm
CityMiddleburg
CountyClay
StateFL
Zip Code32068
Parcel Number07-05-25-009076-006-39
ZoningResidential

Amenities

AmenitiesPool, Dog Park, Gated, Pickleball, Playground
Community FeaturesSidewalks, Street Lights, Gated, Curbs
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Gas Cooktop, Gas Oven, Gas Range, Gas Water Heater, Ice Maker, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Vinyl
# of Stories1
LevelsOne
LaundryGas Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Patio / PorchCovered, Patio
RoofShingle
ConstructionFiber Cement, Frame
Road SurfacePaved

Additional Information

Date ListedJune 5, 2026
Days on Market307
HOA Fees$110 / Monthly
HOA FrequencyMonthly
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: LGI REALTY - FLORIDA, LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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