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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold·Closed Dec 4, 2025·7 days on market·Recent sales in Jacksonville

11803 Lindsey Lake Drive

Jacksonville, FL 32221

$375,000sold priceListed at $375,000 · 100% of asking$136/sqftMLS# 2115601
4
Beds
2.5
Baths
2,761
Sq Ft
2015
Built
3
Garage
No
Pool
HOA $33/mo7,841 sqft lotSingle Family Residence2 stories

About this home

Jacksonville

Welcome to 11803 Lindsey Lake Drive, a move-in-ready four-bedroom home featuring a brand new HVAC system, 2020 roof, and an efficient Rinnai propane tankless water heater. The freshly painted interior feels bright and inviting, and the first-floor primary bedroom offers excellent closet space and privacy. Upstairs includes three bedrooms, a full bathroom, and a spacious loft ideal for a second living area, office, or play space. Surrounded by mature trees, this home offers added privacy and a peaceful setting while remaining close to Publix, local shopping, and major roads. Enjoy quick access to I-10 and Highway 23 for an easy commute anywhere in Jacksonville. NAS Jax and Downtown Jacksonville are both about 25 minutes away, making this a convenient location for work, school, and everyday living. With significant updates already complete and flexible space throughout, this home is an excellent opportunity in 32221.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,077
Property taxesest. at asking price, Duval County$612
HOAbilled annually$33
Estimated total, before insurance$2,723/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$3,441/yr · $287/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$375,000
$75,000
Loan Term
Monthly Payment
$2,077
Principal & Interest: $2,077
Property taxes (est.): $612
Insurance (est.): $250
Estimated Total Monthly
$2,939
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — 2020 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,729 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

Northeast-facing backyard — summer sunrises, all-day cool

The listing reports the home facing southwest, which puts the backyard on the northeast side. Today at this address: sunrise 7:27 AM, sunset 7:00 PM.

  • The rear catches early summer sun (the sun rises almost straight into this exposure in June), then stays comfortable and shaded through the heat of the day.
  • The coolest diagonal for a lanai; a pool here trades warmth for comfort.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $3,441/yr

Estimated taxes if purchased at asking price: ~$7,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 30, 2025Listed$375,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $140/sq ft; this home is listed at $136/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
11805 Parker Lakes Drive, Jacksonville, FL 32221Listed by WATSON REALTY CORPMar 2026$359,000$1416/32,551120.2
2510 Britney Lakes Lane, Jacksonville, FL 32221Listed by WATSON REALTY CORPMar 2026$310,000$1403/22,221120.6
2472 Tanner Lake Court, Jacksonville, FL 32221Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$399,000$1155/2.53,47740.7
2425 Adams Lake Boulevard, Jacksonville, FL 32221Listed by RE/MAX SPECIALISTSAug 2026$334,000$1353/2.52,465590.8
11375 Emma Oaks Lane, Jacksonville, FL 32221Listed by HERRON REAL ESTATE LLCJun 2025$378,000$1374/2.52,759780.8
1606 Colonial Tavern Court, Jacksonville, FL 32221Listed by COWFORD REALTY & DESIGN LLCJun 2026$475,000$1854/32,56941

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$375,000
Price / Sq Ft$136
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,761
Acres0.18 acres
Year Built2015
TypeResidential
Sub-TypeSingle Family Residence
StyleCraftsman
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontNo
Direction FacesSouthwest

Community Information

Address11803 Lindsey Lake Drive, Jacksonville, FL 32221
Area065-Panther Creek/Adams Lake/Duval County-SW
SubdivisionAdams Lake
CityJacksonville
CountyDuval
StateFL
Zip Code32221
Lot Size7,840.8 sq ft
Parcel Number0020603935
ZoningResidential

Amenities

AmenitiesPool, Park, Playground
Community FeaturesSidewalks
UtilitiesCable Available, Sewer Connected, Water Connected, Propane
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewTrees/Woods

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater
HeatingCentral, Electric, Heat Pump
CoolingCentral Air
FlooringTile, Vinyl
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Exterior FeaturesOutdoor Shower
Lot DescriptionCul-De-Sac, Dead End Street, Many Trees
Patio / PorchRear Porch, Screened
FencingVinyl
RoofShingle
ConstructionStucco
Road SurfacePaved
Road FrontageCity Street

Additional Information

Date ListedOctober 30, 2025
Days on Market7
HOA Fees$400 / Annually
HOA FrequencyAnnually
HOA NameAdams Lake Owners Association
Tax Amount$3,440.52
Tax Year2024
Listing TermsConventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EXP REALTY LLC

Sold by: ERA ONETEAM REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Dec 4, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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