This home is in Jacksonville.
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Sold·Closed Jun 6, 2025·78 days on market·Recent sales in Jacksonville
11375 Emma Oaks Lane
Jacksonville, FL 32221
About this home
Jacksonville
Welcome to your own slice of paradise situated on the Westside of Jacksonville! Please be sure to check out the video tour. This charming 4 bedroom, 2 1/2 bath home is the perfect blend of luxury and comfort. When you see the beautiful kitchen that was recently updated, dining area, outdoor kitchen with a screened in back porch, you'll know this is not an ordinary home. Downstairs is the family room, dining room, kitchen and half bath. As soon as you come up stairs, you'll be greeted by a loft/flex room which is perfect for reading, relaxing, or even a play area. Immediately to your right is the master bedroom and to your left are three other bedrooms and a full bathroom. As you head out back, you'll step into your very own backyard oasis swooning over the outdoor kitchen, pergola, beautifully landscaped views all within a fenced in back yard. Don't miss out on the opportunity to make this stunning home yours.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2004)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,731 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $5,044/yr
Estimated taxes if purchased at asking price: ~$7,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Feb 3, 2025Listed$399,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $135/sq ft; this home is listed at $145/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2425 Adams Lake Boulevard, Jacksonville, FL 32221Listed by RE/MAX SPECIALISTS | Aug 2026 | $334,000 | $135 | 3/2.5 | 2,465 | 59 | 0.1 |
| 2472 Tanner Lake Court, Jacksonville, FL 32221Listed by FLORIDA HOMES REALTY & MTG LLC | Sep 2026 | $399,000 | $115 | 5/2.5 | 3,477 | 4 | 0.2 |
| 11112 Cherokee Cove Drive, Jacksonville, FL 32221Listed by FLORIDA HOMES REALTY & MTG LLC | May 2026 | $335,000 | $136 | 4/2.5 | 2,462 | 116 | 0.6 |
| 10947 Old Gainesville Road, Jacksonville, FL 32221Listed by WATSON REALTY CORP | Apr 2026 | $219,900 | $105 | 3/2 | 2,087 | 13 | 0.6 |
| 2510 Britney Lakes Lane, Jacksonville, FL 32221Listed by WATSON REALTY CORP | Mar 2026 | $310,000 | $140 | 3/2 | 2,221 | 12 | 0.6 |
| 3786 Lauren Oak Lane E, Jacksonville, FL 32221Listed by EVERYSTATE INC | Sep 2026 | $255,000 | $125 | 4/2 | 2,032 | 199 | 0.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: HERRON REAL ESTATE LLC
Sold by: NAVY TO NAVY HOMES LLC (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jun 6, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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