This home is in Jacksonville.
Sold·Closed Jun 24, 2026·182 days on market·Recent sales in Jacksonville
12641 White Cedar Trail
Jacksonville, FL 32226
About this home
Jacksonville
Move-In Ready 3 Bedroom, 2 Bath Home in a Desirable Community! Welcome to this meticulously maintained and move-in ready 3-bedroom, 2-bath home -- the perfect blend of comfort, style, and convenience. Located within walking distance to the community pool, this home offers an inviting layout ideal for families and entertaining guests. Enjoy spacious living areas filled with natural light, a well-designed kitchen, and a relaxing owner's suite. Recent updates include a fairly new roof and well-maintained A/C, providing long-term peace of mind. Whether you're relaxing with family or hosting friends, this home offers the perfect setting in a friendly, well-kept neighborhood. 1yr Home Warranty will also be provided.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2006)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,714 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $243,872 | $183,475 | — |
| 2024 | $227,597 | $177,597 | — |
| 2023 | $240,489 | $189,294 | — |
| 2022 | $210,934 | $172,086 | — |
| 2021 | $156,442 | $156,442 | — |
| 2020 | $147,147 | $147,147 | — |
2024 property taxes (current owner): $3,525/yr
Estimated taxes if purchased at asking price: ~$5,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $194/sq ft; this home is listed at $209/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 12551 Moose Road, Jacksonville, FL 32226Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY | Sep 2026 | $320,000 | $203 | 3/2 | 1,579 | 47 | 0.1 |
| 12648 Moose Road, Jacksonville, FL 32226Listed by PONTE VEDRA PALM VALLEY REAL ESTATE COMPANY LLC | Aug 2026 | $285,000 | $191 | 3/2 | 1,491 | 151 | 0.1 |
| 12573 Ayrshire Street, Jacksonville, FL 32226Listed by RE/MAX SPECIALISTS | Jul 2026 | $325,000 | $184 | 3/2 | 1,764 | 5 | 0.4 |
| 12622 E Ayrshire Street, Jacksonville, FL 32226Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Jun 2026 | $312,000 | $194 | 3/2 | 1,608 | 17 | 0.4 |
| 12746 Dunn Creek Road, Jacksonville, FL 32218Listed by KELLER WILLIAMS ST JOHNS | Jun 2026 | $230,000 | $184 | 3/1 | 1,248 | 14 | 0.9 |
| 12390 Cherry Bluff Drive, Jacksonville, FL 32218Listed by FIRST COAST HEROES REAL ESTATE LLC | Jun 2026 | $335,000 | $202 | 3/2 | 1,658 | 93 | 1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Jun 24, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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