This home is in Jacksonville.
Sold·Closed Jun 9, 2026·93 days on market·Recent sales in Jacksonville
12390 Cherry Bluff Drive
Jacksonville, FL 32218
About this home
Jacksonville
**VA ASSUMABLE LOAN (5.62% interest rate) - for eligible Veterans only at this time** Welcome to 12390 Cherry Bluff Dr—where style, space, and smart upgrades come together in one stunning home. Built in 2020 and located in the desirable Cherry Lakes community on Jacksonville's Northside, this 3-bedroom, 2-bathroom home still feels brand new, but with thoughtful improvements that make everyday living even better. Step inside to an open-concept layout filled with natural light and clean modern finishes. The kitchen features brand-new granite countertops, a spacious island, walk-in pantry, upgraded light fixtures, and stainless steel appliances—all overlooking the dining area and living room. The living space has been enhanced with recessed lighting, creating the perfect ambiance for entertaining or relaxing. The owner's suite offers comfort and privacy, while the two additional bedrooms are tucked away in a split floor plan design.
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Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
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Cost to own
Mortgage calculator
Cost to own
Taxes & assessment
Last sold: $335,000 in October 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $242,501 | $191,779 | — |
| 2024 | $251,545 | $201,545 | ▲ $13,648 |
| 2023 | $255,395 | $205,395 | — |
| 2022 | $241,350 | $134,801 | ▲ $28,633 |
| 2021 | $179,419 | $129,419 | — |
| 2020 | $53,500 | $53,500 | — |
2025 property taxes (current owner): $3,950/yr
Estimated taxes if purchased at asking price: ~$6,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $191/sq ft; this home is listed at $205/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2106 Dunn Creek Cemetery Road, Jacksonville, FL 32218Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Oct 2026 | $360,000 | $171 | 3/2 | 2,106 | 21 | 0.4 |
| 2233 Lincoln Sendero Trail, Jacksonville, FL 32218Listed by PROPERTY SAGE REALTY LLC | Oct 2026 | $329,000 | $176 | 4/2 | 1,874 | 140 | 0.5 |
| 12221 Sand Lake Court, Jacksonville, FL 32218Listed by BENCHMARK BROKERS, INC | Aug 2026 | $267,000 | $124 | 5/3.5 | 2,145 | 30 | 0.6 |
| 2655 Kaylor Lane, Jacksonville, FL 32218Listed by RPB REALTY,INC | Sep 2026 | $339,900 | $193 | 4/2 | 1,759 | 88 | 0.8 |
| 12551 Moose Road, Jacksonville, FL 32226Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY | Sep 2026 | $320,000 | $203 | 3/2 | 1,579 | 47 | 1.1 |
| 12648 Moose Road, Jacksonville, FL 32226Listed by PONTE VEDRA PALM VALLEY REAL ESTATE COMPANY LLC | Aug 2026 | $285,000 | $191 | 3/2 | 1,491 | 151 | 1.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FIRST COAST HEROES REAL ESTATE LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Jun 9, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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