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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a pool home in Jacksonville.

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Sold

Sold·Closed Jun 12, 2026·17 days on market·Recent sales in Jacksonville

12622 E Ayrshire Street

Jacksonville, FL 32226

$312,000sold priceListed at $308,000 · 101.3% of asking$194/sqftMLS# 2141163
3
Beds
2
Baths
1,608
Sq Ft
2005
Built
2
Garage
Yes
Pool
HOA $9/mo0.40 acresSingle Family Residence1 story

About this home

Jacksonville

Back on market at no fault of Seller! :( SELLER OFFERING A $2,000 PAINT ALLOWANCE WITH AN ACCEPTABLE OFFER! Welcome to 12622 E Ayrshire Street--where space, updates, and flexibility come together! Situated on an oversized 0.4-acre lot, this property offers a rare opportunity to enjoy both privacy and room to grow in a desirable Jacksonville location. Major updates provide peace of mind, including a 2019 roof, 2024 HVAC system, and a brand-new 2026 hot water heater. Step outside to a huge backyard--perfect for entertaining, pets, or simply relaxing--complete with an above-ground pool ready for summer fun. The community features a low HOA and offers optional boat or RV storage for just $100/year, making it ideal for those who need extra space for their toys. If you've been searching for a move-in ready home with a large lot, modern mechanical updates, and added lifestyle perks--this is the one!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,728
Property taxesest. at asking price, Duval County$509
HOAbilled annually$9
Estimated total, before insurance$2,246/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,203/yr · $267/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$312,000
$62,400
Loan Term
Monthly Payment
$1,728
Principal & Interest: $1,728
Property taxes (est.): $509
Insurance (est.): $208
Estimated Total Monthly
$2,446
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — 2019 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,663 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard and pool on the west side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.

  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$260,948$150,686—
2024$269,521$145,732—
2023$258,427$140,032—
2022$236,299$134,498▲ $25,591
2021$179,125$129,125—
2020$162,116$62,602—

2025 property taxes (current owner): $3,203/yr

Estimated taxes if purchased at asking price: ~$6,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $185/sq ft; this home is listed at $192/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
12573 Ayrshire Street, Jacksonville, FL 32226Listed by RE/MAX SPECIALISTSJul 2026$325,000$1843/21,76450.1
12551 Moose Road, Jacksonville, FL 32226Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYSep 2026$320,000$2033/21,579470.3
3420 Glenn Hollow Court, Jacksonville, FL 32226Listed by SOVEREIGN REAL ESTATE GROUPAug 2026$350,000$1854/21,893340.3
12648 Moose Road, Jacksonville, FL 32226Listed by PONTE VEDRA PALM VALLEY REAL ESTATE COMPANY LLCAug 2026$285,000$1913/21,4911510.3
12316 Hickory Forest Road, Jacksonville, FL 32226Listed by 1 PERCENT LISTS FIRST COASTOct 2026$285,000$1523/21,874160.6
12130 Rouen Cove Drive, Jacksonville, FL 32226Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$369,900$1843/22,00840.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$308,000
Price / Sq Ft$192
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,608
Acres0.40 acres
Year Built2005
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesAbove Ground
Is WaterfrontNo
Direction FacesEast

School Information

ElementaryNew Berlin
MiddleOceanway
HighFirst Coast

Community Information

Address12622 E Ayrshire Street, Jacksonville, FL 32226
Area096-Ft George/Blount Island/Cedar Point
SubdivisionSheffield Village
CityJacksonville
CountyDuval
StateFL
Zip Code32226
Lot Size17,424 sq ft
Parcel Number1065787100

Amenities

AmenitiesManagement - Off Site, Park, Playground, RV/Boat Storage
Community FeaturesSidewalks, Suburban, Street Lights, Curbs
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s)
AppliancesDisposal, Electric Range, Electric Water Heater, Microwave
HeatingCentral, Electric
CoolingCentral Air, Electric
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Sink

Exterior

Patio / PorchPatio
FencingFenced, Back Yard, Vinyl, Wood
RoofShingle
ConstructionBrick Veneer, Frame
Road SurfaceAsphalt

Additional Information

Date ListedApril 24, 2026
Days on Market17
HOA Fees$104.64 / Annually
HOA FrequencyAnnually
HOA NameCMC Jacksonville
Tax Amount$3,202.51
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 12, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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