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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Active

Active·194 days on market

5201 Atlantic Boulevard 48

Jacksonville, FL 32207

$105,000$93/sqftEst. $582/moMLS# 2114201
↓ $7,000 below original list
2
Beds
2
Baths
1,130
Sq Ft
1971
Built
—
Garage
No
Pool
FEMA Zone XHOA $421/mo436 sqft lotWaterfrontCondominium2 stories

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Welcome home to your Second story condo with courtyard view! This 2 bedroom 2 bath, 1130 sq ft condominium is located in a well maintained riverfront complex with BOAT DOCK! Amenities include 2 POOLS, concierge trash service, community dock with deep water access, FREE BOAT SLIP when available(rules apply), kayak storage. Active social committee with monthly food truck, meet ups and seasonal events. Unit is just a short walk to pool and laundry. (Ask us how to install w/d in your own unit!) Condo fees cover: Water, Sewer, Trash pickup, Roof maintenance, Landscaping, and Exterior building maintenance. This Jacksonville location can't be beat! 10 minutes to San Marco, the Southbank Riverwalk, downtown and Riverside, 5 minutes to Hart Bridge, easy access to all major highways.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$582
Property taxesest. at asking price, Duval County$171
HOAbilled monthly$421
Estimated total, before insurance$1,174/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$547/yr · $46/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$105,000
$21,000
Loan Term
Monthly Payment
$582
Principal & Interest: $582
Property taxes (est.): $171
Insurance (est.): $70
Estimated Total Monthly
$823
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1971)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,697 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$121,000$25,000—
2024$120,000$25,000—
2023$119,500$25,000—
2022$81,000$25,000—
2021$68,000$25,000—
2020$59,500$25,000—

2024 property taxes (current owner): $547/yr

Estimated taxes if purchased at asking price: ~$2,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 30, 2026Price change$105,000−$4,700
  • Jul 14, 2026Price change$109,700−$2,300
  • Mar 30, 2026Listed$112,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $101/sq ft; this home is listed at $93/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
5201 Atlantic Blvd Boulevard 56, Jacksonville, FL 32207Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDESep 2026$114,000$1012/21,130660
5201 Atlantic Boulevard 74, Jacksonville, FL 32207Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2026$120,000$832/21,4502570
5201 Atlantic Boulevard 92, Jacksonville, FL 32207Listed by ONE SOTHEBY'S INTERNATIONAL REALTYJul 2026$117,000$1042/21,130170
5201 Atlantic Boulevard 94, Jacksonville, FL 32207Listed by WATSON REALTY CORPJun 2026$109,500$972/21,130150
5201 Atlantic Boulevard 133, Jacksonville, FL 32207Listed by 904 REALTY LLCJun 2026$107,000$1291/183040
5201 Atlantic Boulevard 104, Jacksonville, FL 32207Listed by WATSON REALTY CORPApr 2026$105,000$932/21,130230

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$105,000
Price / Sq Ft$93
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,130
Acres0.01 acres
Year Built1971
TypeResidential
Sub-TypeCondominium
StyleTraditional
StatusActive
Has PoolNo
Is WaterfrontYes

Community Information

Address5201 Atlantic Boulevard 48, Jacksonville, FL 32207
Area021-St Nicholas Area
SubdivisionColonial Point Condo
CityJacksonville
CountyDuval
StateFL
Zip Code32207
Lot Size435.6 sq ft
Parcel Number1299575094
ZoningCondominium

Amenities

AmenitiesBoat Dock, Clubhouse, Laundry, Maintenance Grounds
UtilitiesCable Available, Electricity Available, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingUnassigned
Waterfront TypeRiver Front

Interior

Interior FeaturesBreakfast Bar, Primary Bathroom - Tub with Shower
AppliancesDishwasher, Electric Oven, Electric Water Heater, Refrigerator
HeatingCentral, Electric, Hot Water
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories2
LevelsTwo

Exterior

Exterior FeaturesBalcony, Dock
ConstructionBrick
Road SurfaceAsphalt

Additional Information

Date ListedMarch 30, 2026
Days on Market320
HOA Fees$420.61 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds, Pest Control
Tax Amount$547.07
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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