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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·47 days on market

5201 Atlantic Boulevard 125

Jacksonville, FL 32207

$90,000$108/sqftEst. $499/moMLS# 2161580
1
Beds
1
Baths
830
Sq Ft
1971
Built
—
Garage
No
Pool
FEMA Zone XHOA $312/mo436 sqft lotCondominium1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Welcome to this charming one-bedroom, one-bathroom condominium offering approximately 830 square feet of bright and inviting living space in the desirable Colonial Point community. Built in 1971 as part of a well-maintained all-brick complex in the Empire Point area, this unit provides comfortable, low-maintenance Florida living with a warm and welcoming feel. Step inside to find a spacious living area perfect for relaxing or entertaining a few friends, along with a separate dining space and a convenient kitchen. The private patio overlooks greenery with bushes and trees, offering a secluded outdoor space. Residents of Colonial Point enjoy an impressive array of amenities that enhance everyday living. The community features two sparkling swimming pools, including one designated for adults only, a clubhouse available for gatherings and events, and private access to a dock and pier on the scenic St. Johns River.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$499
Property taxesest. at asking price, Duval County$147
HOAbilled monthly$312
Estimated total, before insurance$958/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,293/yr · $108/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$90,000
$18,000
Loan Term
Monthly Payment
$499
Principal & Interest: $499
Property taxes (est.): $147
Insurance (est.): $60
Estimated Total Monthly
$705
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1971)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,720 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,293/yr

Estimated taxes if purchased at asking price: ~$1,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 24, 2026Listed$90,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $129/sq ft; this home is listed at $108/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
5201 Atlantic Boulevard 133, Jacksonville, FL 32207Listed by 904 REALTY LLCJun 2026$107,000$1291/183040
5201 Atlantic Boulevard 84, Jacksonville, FL 32207Listed by MARK SPAIN REAL ESTATEDec 2025$90,000$1081/1830110
4836 Atlantic Boulevard 120, Jacksonville, FL 32207Listed by WATSON REALTY CORPSep 2026$82,500$1301/16332030.2
5811 Atlantic Boulevard 177, Jacksonville, FL 32207Listed by 1 PERCENT LISTS FIRST COASTOct 2026$160,000$1572/1.51,018310.5
5811 Atlantic Boulevard 229, Jacksonville, FL 32207Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$99,000$972/1.51,0182540.5
5811 Atlantic Boulevard 201, Jacksonville, FL 32207Listed by EAGLES WORLD REALTY, INCJul 2026$134,000$1292/2.51,0421170.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$90,000
Price / Sq Ft$108
Bedrooms1
Bathrooms1.00
Full Baths1
Square Footage830
Acres0.01 acres
Year Built1971
TypeResidential
Sub-TypeCondominium
StatusActive
Has PoolNo
Is WaterfrontNo

Community Information

Address5201 Atlantic Boulevard 125, Jacksonville, FL 32207
Area021-St Nicholas Area
SubdivisionColonial Point Condo
CityJacksonville
CountyDuval
StateFL
Zip Code32207
Lot Size435.6 sq ft
Parcel Number1299575248

Amenities

AmenitiesPool, Boat Dock, Boat Launch, Children's Pool, Clubhouse, Maintenance Grounds, Trash
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingParking Lot

Interior

Interior FeaturesPrimary Bathroom - Tub with Shower, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Ice Maker, Refrigerator
HeatingElectric
CoolingElectric
FlooringVinyl
# of Stories1
LevelsOne

Exterior

Patio / PorchRear Porch

Additional Information

Date ListedAugust 24, 2026
Days on Market0
HOA Fees$312.42 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds, Maintenance Structure, Pest Control, Sewer, Trash, Water
Tax Amount$1,292.68
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: PMI RIVER CITY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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