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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Sold

Sold·Closed Jul 20, 2026·244 days on market

101 Riverview Drive

East Palatka, FL 32131

$415,000sold priceListed at $440,000 · 94.3% of asking$173/sqftMLS# 2112870
4
Beds
2
Baths
2,400
Sq Ft
1965
Built
2
Garage
Yes
Pool
No HOA0.75 acresWaterfrontSingle Family Residence1 story

About this home

East Palatka

Welcome to your East Palatka hideaway--where river breezes, privacy, and relaxed Florida living come together. This spacious 4-bedroom ranch sits on a lush .8-acre tidal canal lot with peaceful St. Johns River views and a setting that feels like your own private nature preserve. Inside, you'll find a smart split floor plan, a cozy primary suite with its own gas fireplace, and plenty of room to spread out. Step outside and the lifestyle really begins--screened lanai, heated pool, and a backyard designed for easy living with low-maintenance turf. Bring your boat, your RV, and your sense of adventure--there's a 50-amp hookup and a boat launch just down the road. With a new metal roof, updated appliances, and no HOA telling you what to do, this is freedom with comfort built in. *Reduced to sell! Bring all offers! Owner financing and buyer incentives available with suitable offer.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,299
Estimated total, before insurance$2,299/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$2,890/yr · $241/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$415,000
$83,000
Loan Term
Monthly Payment
$2,299
Principal & Interest: $2,299
Insurance (est.): $277
Estimated Total Monthly
$2,575
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 1965)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,703 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $2,890/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Jul 22, 2026Closed$440,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $248/sq ft; this home is listed at $183/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
102 St Johns Boulevard, East Palatka, FL 32131Listed by CENTURY 21 ST AUGUSTINE PROPERTIESFeb 2026$441,000$2633/21,6802010.5
390 E River Road, East Palatka, FL 32131Listed by COLDWELL BANKER BEN BATES INCAug 2026$178,101$784/22,280840.7
127 Magnolia Drive, East Palatka, FL 32131Listed by OPENDOOR BROKERAGE, LLC.Apr 2025$470,000$2482/21,898771
119 Rivers Edge Drive, East Palatka, FL 32131Listed by COLDWELL BANKER PREMIER PROPERTIESJan 2026$620,000$3512/21,7665011.8
226 Crystal Cove Drive, Palatka, FL 32177Listed by IHEART REALTY INCAug 2025$460,000$2053/22,2391182
685 US-17, Palatka, FL 32177Listed by LPT REALTY LLCMay 2025$250,000$1404/21,782292.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$440,000
Price / Sq Ft$183
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,400
Acres0.75 acres
Year Built1965
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontYes

Community Information

Address101 Riverview Drive, East Palatka, FL 32131
Area564-East Palatka/San Mateo/N Satsuma/Orange Mills
SubdivisionEsperanza Shores
CityEast Palatka
CountyPutnam
StateFL
Zip Code32131
Lot Size32,670 sq ft
Parcel Number400927228000000580

Amenities

UtilitiesElectricity Available, Sewer Available, Water Available
SewerSeptic Tank
Water SourcePublic
ParkingGarage
ViewWater
Waterfront TypeRiver Front

Interior

Interior FeaturesCeiling Fan(s)
AppliancesDishwasher, Dryer, Electric Range, Microwave, Refrigerator, Washer
HeatingElectric
CoolingCentral Air
FlooringCarpet, Vinyl, Wood
# of Stories1
LevelsOne

Exterior

Patio / PorchPatio
FencingFenced
RoofMetal
ConstructionOther

Additional Information

Date ListedMay 11, 2026
Days on Market244
Tax Amount$2,890.32
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BYOWNER.COM

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 20, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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