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Sold·Closed Jun 12, 2025·61 days on market
131 Palm Trail
East Palatka, FL 32131
About this home
East Palatka
Exquisite custom brick home nestled on the serene St. John's River. This home offers an unparalleled combination of elegance and style with extraordinary views. Inside features, vaulted ceilings in living and family room, both with French doors to pool/patio area. Other features throughout the home include plantation shutters, crown molding and oversized baseboards. Gorgeous Travertine flooring and recessed lighting in the main living area. Enjoy the large dining area and gorgeous kitchen with granite countertops along with stainless steel appliances and large breakfast bar. Kitchen has custom white cabinetry with lots of storage, with pullout shelving in lower cabinets for easy access to cookware. Generous size laundry room with extra storage with pocket door for sound and sight barrier. Spacious primary bedroom with French doors to access pool/deck area. Primary bathroom has beautiful tiled shower, along with a large garden tub, dual sinks, expansive countertops and large walk in
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Metal — year not disclosed (home built 1987)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,776 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Crescent Beach Parkabout 23 mi · 104 parking spaces
Closest park or preserve
Deep Creek Conservation Areaabout 11 mi · 4.1 mi of trails
Closest public boat ramp
Deep Creek at County Road 207 Primitive Accessabout 9 mi · St. Johns River - Deep Creek
Closest grocery store
Publixabout 19 mi · 250 Plaza Blvd, Saint Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $3,511/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $173/sq ft; this home is listed at $300/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 127 Magnolia Drive, East Palatka, FL 32131Listed by OPENDOOR BROKERAGE, LLC. | Apr 2025 | $470,000 | $248 | 2/2 | 1,898 | 77 | 0.1 |
| 390 E River Road, East Palatka, FL 32131Listed by COLDWELL BANKER BEN BATES INC | Aug 2026 | $178,101 | $78 | 4/2 | 2,280 | 84 | 0.5 |
| 312 Moonstone Drive, East Palatka, FL 32131Listed by MOMENTUM REALTY | May 2026 | $1,050,000 | $422 | 3/2.5 | 2,487 | 57 | 1 |
| 101 Riverview Drive, East Palatka, FL 32131Listed by BYOWNER.COM | Jul 2026 | $415,000 | $173 | 4/2 | 2,400 | 244 | 1.1 |
| 197 County Road 207A, East Palatka, FL 32131Listed by FLORIDA HOMES REALTY & MTG LLC | Mar 2026 | $165,001 | $81 | 2/1 | 2,030 | 19 | 1.1 |
| 166 E River Road, East Palatka, FL 32131Listed by SUPREME REAL ESTATE PARTNERS, LLC | Oct 2025 | $310,000 | $167 | 3/2 | 1,853 | 35 | 1.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COLDWELL BANKER BEN BATES INC
Sold by: PONTE VEDRA KEY REALTY (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jun 12, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines