Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

No photos available

This listing has no photos yet

Sold

Sold·Closed Jan 26, 2026·501 days on market

119 Rivers Edge Drive

East Palatka, FL 32131

$620,000sold priceListed at $674,900 · 91.9% of asking$351/sqftMLS# 2040392
2
Beds
2
Baths
1,766
Sq Ft
1980
Built
2
Garage
No
Pool
No HOA0.93 acresWaterfrontSingle Family Residence1 story

About this home

East Palatka

2025 25K PRICE IMPROVEMENT!! Owner Finance! MOTIVATED SELLER! St. Johns River Life at its Best! Join this special group by owning a Riverfront home in East Palatka Florida! Quant tucked away home on just under 1 acre with well over 150' of pristine St. Johns Riverfront. Step inside to the warmth of a pecky cypress walls and wood beams adorning the cathedral ceiling of a large open floor plan great room. Beautiful wood burning fireplace makes a statement with sliding glass doors on either side overlooking the awesome treed waterfront landscape. Dining where you choose, kitchen with wood cabinets and eat-in bar. Two bedroom, two bath, split. The owner suite offers a bonus sunroom/office/den, will make you feel as if your sitting outdoors. Owner bath has two vanities, large shower, and amazing walk-in closet, all wood shelves! 2nd Bedroom boasts beautiful view of River, lg walk-in closet and tub/shower combo. Utility off kitchen with pantry closet, and built in desk.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,434
Estimated total, before insurance$3,434/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$620,000
$124,000
Loan Term
Monthly Payment
$3,434
Principal & Interest: $3,434
Insurance (est.): $413
Estimated Total Monthly
$3,848
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

2023 property taxes (current owner): $6,929/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 31, 2025Listed$674,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $166/sq ft; this home is listed at $382/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
124 E Grandview Drive, East Palatka, FL 32131Listed by MOMENTUM REALTYJul 2026$234,900$1663/21,4162950.3
135 Cedar Road, East Palatka, FL 32131Listed by CENTURY 21 TRITON REALTYJul 2026$110,000$650/21,680151.6
390 E River Road, East Palatka, FL 32131Listed by COLDWELL BANKER BEN BATES INCAug 2026$178,101$784/22,280841.9
114 N Geraldo Road, East Palatka, FL 32131Listed by ARMANI'S INTERNATIONAL REAL ESTATEJun 2026$97,000$673/21,440201.9
226 Port Comfort Drive, East Palatka, FL 32177Listed by IHEART REALTY INCAug 2026$355,000$2143/21,662902
114 Magnolia Drive, East Palatka, FL 32131Listed by COLDWELL BANKER BEN BATES INCAug 2026$415,000$2983/21,393872.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$674,900
Price / Sq Ft$382
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,766
Acres0.93 acres
Year Built1980
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes

School Information

ElementaryBrowning Pearce
HighPalatka

Community Information

Address119 Rivers Edge Drive, East Palatka, FL 32131
Area564-East Palatka/San Mateo/N Satsuma/Orange Mills
SubdivisionThe Oaks
CityEast Palatka
CountyPutnam
StateFL
Zip Code32131
Lot Size40,510.8 sq ft
Parcel Number480927898500000040
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected
SewerPrivate Sewer, Septic Tank
Water SourcePrivate, Well
ParkingAdditional Parking, Garage, Garage Door Opener, RV Access/Parking, Other
Waterfront TypeRiver Front

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Open Floorplan, Primary Bathroom - Shower No Tub, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Electric Water Heater, Ice Maker, Microwave
HeatingCentral, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Laminate, Vinyl
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
Window FeaturesSkylight(s)

Exterior

Patio / PorchDeck, Front Porch, Rear Porch, Screened
ConstructionWood Siding
Road SurfaceDirt
Road FrontageCounty Road

Additional Information

Date ListedOctober 31, 2025
Days on Market501
Tax Amount$6,928.78
Tax Year2023
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER PREMIER PROPERTIES

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jan 26, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines