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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a home near Sandalwood High School.

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Sold

Sold·Closed Nov 14, 2025·7 days on market·Recent sales in Jacksonville

3103 Pablo Woods Drive

Jacksonville, FL 32224

$425,000sold priceListed at $425,000 · 100% of asking$347/sqftMLS# 2111753
3
Beds
2
Baths
1,225
Sq Ft
1991
Built
2
Garage
No
Pool
HOA $11/mo0.68 acresWaterfrontSingle Family Residence1 story

About this home

Jacksonville

This is Mini Luxury Living - a smaller footprint with high end finishes. Set on a corner lot totaling .68 acres, this beautifully renovated home features designer-level touches in every room. The kitchen is sleek and updated with all-new custom soft touch cabinets, quartz countertops, matching stainless appliances, new sink and faucet, and updated lighting. Both bathrooms have been remodeled with new vanities, sinks, fixtures and toilets. White oak tongue-and-groove flooring runs throughout the home, paired with upgraded 5.5'' baseboard molding for a clean, cohesive look. Popcorn ceilings removed. New replacement windows (2024), new HWH (2023), 200 amp electric panel, seamless gutters, replumbed (2025). Bonus features: Power operated garage screen, pond aerator installed 2023, and mature landscaping. A private pond sits just beyond the fence - stocked with bass, offering an opportunity for relaxing and reeling in a catch right from home.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,354
Property taxesest. at asking price, Duval County$694
HOAbilled annually$11
Estimated total, before insurance$3,059/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$4,779/yr · $398/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$425,000
$85,000
Loan Term
Monthly Payment
$2,354
Principal & Interest: $2,354
Property taxes (est.): $694
Insurance (est.): $283
Estimated Total Monthly
$3,331
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:25 AM, sunset 6:59 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $4,779/yr

Estimated taxes if purchased at asking price: ~$8,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 17, 2025Listed$425,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $306/sq ft; this home is listed at $347/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3042 Farrington Street, Jacksonville, FL 32224Listed by FLUID REALTY, LLC.Sep 2026$400,000$2554/21,56710.1
14396 Aqua Vista Road N, Jacksonville, FL 32224Listed by SOMEDAY HOMES REALTY, LLC.Aug 2026$499,000$3474/2.51,43630.2
14419 Seafarer Drive, Jacksonville, FL 32224Listed by UNITED REAL ESTATE GALLERYJul 2026$410,000$2633/21,557580.4
14203 Hampton Falls Drive N, Jacksonville, FL 32224Listed by EAST COAST REALTYSep 2026$359,900$2863/21,257540.8
13486 Las Brisas Way, Jacksonville, FL 32224Listed by MOMENTUM REALTYAug 2026$410,000$3063/21,342111.5
2056 Merced Court, Jacksonville, FL 32224Listed by KELLER WILLIAMS ST JOHNSAug 2026$515,000$3283/21,572251.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$425,000
Price / Sq Ft$347
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,225
Total Structure Area1,698 sq ft
Acres0.68 acres
Year Built1991
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes
Direction FacesWest

School Information

Community Information

Address3103 Pablo Woods Drive, Jacksonville, FL 32224
Area025-Intracoastal West-North Of Beach Blvd
SubdivisionPablo Woods
CityJacksonville
CountyDuval
StateFL
Zip Code32224
Lot Size29,620.8 sq ft
Parcel Number1671150970
ZoningResidential

Amenities

UtilitiesCable Available
Water SourcePublic
ParkingGarage
Waterfront TypePond

Interior

AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne

Additional Information

Date ListedOctober 17, 2025
Days on Market7
HOA Fees$135 / Annually
HOA FrequencyAnnually
Tax Amount$4,778.86
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Nov 14, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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