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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Brandon Lakes Townhomes, St. Augustine — a new construction home in St. Johns County.

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Sold

Sold·Closed Nov 25, 2025·72 days on market·Recent sales in Brandon Lakes Townhomes·Brandon Lakes Townhomes

193 Brandon Lakes Drive

St. Augustine, FL 32092

$302,000sold priceListed at $319,990 · 94.4% of asking$209/sqftMLS# 2108202
3
Beds
2.5
Baths
1,445
Sq Ft
2025
Built
1
Garage
No
Pool

4 more homes for sale in Brandon Lakes Townhomes →Search Brandon Lakes Townhomes on the map

HOA $245/mo2,178 sqft lotTownhouse2 storiesNew construction

About this home

Brandon Lakes Townhomes

Sample Images!! Why rent when you can own! The Egret is one of our most popular townhome plans, perfect for entertaining friends and family. The kitchen boasts 42 in cabinets, kitchen island and quartz counterops. All of Brandon Lakes townhomes have 9ft ceilings on both levels, quartz countertops in bathrooms, and has access to all of the Silverleaf ammenties. Sales office hours M-S 10-6 and Sunday 12-6

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,673
Property taxesest. at asking price, St. Johns County$402
HOAbilled monthly$245
Estimated total, before insurance$2,320/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$853/yr · $71/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$302,000
$60,400
Loan Term
Monthly Payment
$1,673
Principal & Interest: $1,673
Property taxes (est.): $402
Insurance (est.): $201
Estimated Total Monthly
$2,276
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $853/yr

Estimated taxes if purchased at asking price: ~$4,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 10, 2025Listed$319,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $225/sq ft; this home is listed at $221/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
359 Swaying Tree Avenue, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$381,990$2242/21,709870.5
373 Swaying Tree Avenue, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INCAug 2026$355,000$2082/21,70900.5
367 Swaying Tree Avenue, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INCAug 2026$369,286$2162/21,70900.5
351 Swaying Tree Avenue, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INCAug 2026$402,343$2352/21,70900.5
85 Sweet Honey Lane, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INCAug 2026$383,990$2252/21,709960.5
222 Swaying Tree Avenue, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INCAug 2026$386,035$2262/21,709840.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$319,990
Price / Sq Ft$221
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,445
Acres0.05 acres
Year Built2025
TypeResidential
Sub-TypeTownhouse
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

Community Information

Address193 Brandon Lakes Drive, St. Augustine, FL 32092
Area305-World Golf Village Area-Central
SubdivisionBrandon Lakes Townhomes
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size2,178 sq ft
Lot Dimensions18x125
Parcel Number0279710040
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Water Available
SewerPublic Sewer
Water SourcePublic
Green / EnergyWindows
ParkingAssigned, Attached, Garage, Garage Door Opener
ViewWater

Interior

Interior FeaturesKitchen Island, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDisposal, Gas Range, Gas Water Heater, Ice Maker, Microwave, Tankless Water Heater
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories2

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchPorch, Screened
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt

Additional Information

Date ListedSeptember 10, 2025
Days on Market72
HOA Fees$245 / Monthly
HOA FrequencyMonthly
Tax Amount$852.82
Tax Year2024
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: OLYMPUS EXECUTIVE REALTY, INC

Sold by: VSP REALTY & PROPERTY MANAGEMENT (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Brandon Lakes Townhomes

Brandon Lakes Townhomes is a neighborhood in World Golf Village, FL (St. Johns County), ZIP 32092.

View all Brandon Lakes Townhomes homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Nov 25, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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