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Sold

Sold·Closed Aug 28, 2025·0 days on market

95458 Mobley Heights Road

Fernandina Beach, FL 32034

$260,000sold priceListed at $260,000 · 100% of asking$172/sqftMLS# 2107735
3
Beds
2
Baths
1,512
Sq Ft
1996
Built
1
Garage
No
Pool
No HOA1.14 acresManufactured Home1 story

About this home

Fernandina Beach

3 bedrooms, 2 bathrooms, dining room, large living room, master suite with walk-in closet and separate shower, open kitchen and laundry room.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,440
Property taxesest. at asking price, Nassau County$359
Estimated total, before insurance$1,799/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$2,101/yr · $175/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$260,000
$52,000
Loan Term
Monthly Payment
$1,440
Principal & Interest: $1,440
Property taxes (est.): $359
Insurance (est.): $173
Estimated Total Monthly
$1,972
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $2,101/yr

Estimated taxes if purchased at asking price: ~$4,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $149/sq ft; this home is listed at $172/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
85336 Crews Road N, Fernandina Beach, FL 32034Listed by PALM III REALTY AND PROPERTY MMay 2026$115,000$863/21,34460.3
85324 Lil William Road, Fernandina Beach, FL 32034Listed by DJ & LINDSEY REAL ESTATEMar 2026$255,000$1523/21,68080.5
85262 Burmeister Road, Fernandina Beach, FL 32034Listed by EXP REALTY LLCApr 2026$199,999$1194/21,68070.7
95081 Wildwood Circle, Fernandina Beach, FL 32034Listed by COLDWELL BANKER ANABASIS REALTYSep 2026$305,000$2153/21,418840.8
95114 Gentry Lane, Fernandina Beach, FL 32034Listed by AMELIA ISLAND REAL ESTATE SERVICESJun 2026$216,500$1333/21,624230.9
85182 Lonnie Crews Road, Fernandina Beach, FL 32034Listed by CHENINGHAM REALTY LLCApr 2026$249,995$1493/21,6781140.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$260,000
Price / Sq Ft$172
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,512
Acres1.14 acres
Year Built1996
TypeResidential
Sub-TypeManufactured Home
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo

Community Information

Address95458 Mobley Heights Road, Fernandina Beach, FL 32034
Area472-Oneil/Nassaville/Holly Point
SubdivisionMetes & Bounds
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Lot Size49,658.4 sq ft
Parcel Number352N28000000010430
ZoningZoned for Horses

Amenities

UtilitiesOther
Water SourceWell
ParkingDetached, Garage

Interior

AppliancesDishwasher, Electric Oven, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1

Additional Information

Date ListedSeptember 8, 2025
Days on Market0
Tax Amount$2,101.48
Tax Year2024
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: PALM III REALTY AND PROPERTY M

Sold by: PALM III REALTY AND PROPERTY M (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 28, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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