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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a pool home in Jacksonville.

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Sold

Sold·Closed Feb 17, 2026·130 days on market·Recent sales in Jacksonville

2188 Moonlight Court

Jacksonville, FL 32224

$589,000sold priceListed at $605,000 · 97.4% of asking$259/sqftMLS# 2107586
3
Beds
2
Baths
2,273
Sq Ft
1993
Built
2
Garage
Yes
Pool
HOA $80/mo10,890 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Coveted 3BR/2BA pool home in desirable Osprey Pointe w/ 2,273 SF of stylish living. Vaulted ceilings, crown molding, and wood floors create warmth and elegance. Entertain in the spacious living and dining areas with a marble fireplace, or gather in the large family room with built-ins. The kitchen features white shaker cabinets, granite counters, stainless appliances,brand new kitcheAid dishwasher, & breakfast bar. Split bedrooms provide privacy, while the expansive owner's suite boasts a generous walk-in closet and direct access to the sparkling screened-in pool with covered patio. Beautiful landscaping enhances curb appeal and the fully fenced backyard—perfect for entertaining or play. On a quiet cul-de-sac with a 2-car garage, the home offers community amenities including a clubhouse, pool, playground, and tennis/pickleball courts. Minutes from beaches, Mayo Clinic, shopping, and dining, blends comfort, privacy, and a coastal lifestyle.Termite bond

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,262
Property taxesest. at asking price, Duval County$962
HOAbilled annually$80
Estimated total, before insurance$4,304/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$3,224/yr · $269/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$589,000
$117,800
Loan Term
Monthly Payment
$3,262
Principal & Interest: $3,262
Property taxes (est.): $962
Insurance (est.): $393
Estimated Total Monthly
$4,617
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1993)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,763 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $3,224/yr

Estimated taxes if purchased at asking price: ~$11,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 6, 2025Listed$605,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $240/sq ft; this home is listed at $266/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
13438 Aquiline Road, Jacksonville, FL 32224Listed by FLUID REALTY, LLC.Sep 2026$595,000$2404/22,480870
13234 S Companion Circle, Jacksonville, FL 32224Listed by RE/MAX SPECIALISTSSep 2026$365,000$1893/21,9351350.3
13576 Osprey Point Drive, Jacksonville, FL 32224Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTAug 2026$550,000$2433/22,263160.3
13835 Softwind Trail N, Jacksonville, FL 32224Listed by FLUID REALTY, LLC.Oct 2026$635,000$2594/32,45110.5
13833 Hollow Log Court, Jacksonville, FL 32224Listed by INI REALTYSep 2026$580,000$2064/22,819140.5
2494 The Woods Drive E, Jacksonville, FL 32246Listed by MOMENTUM REALTYSep 2026$435,455$2353/21,85020.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$605,000
Price / Sq Ft$266
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,273
Acres0.25 acres
Year Built1993
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Screen Enclosure
Is WaterfrontNo

School Information

Community Information

Address2188 Moonlight Court, Jacksonville, FL 32224
Area025-Intracoastal West-North Of Beach Blvd
SubdivisionOsprey Pointe
CityJacksonville
CountyDuval
StateFL
Zip Code32224
Lot Size10,890 sq ft
Lot Dimensions99 X 112
Parcel Number1673323625
ZoningPUD

Amenities

AmenitiesPool, Clubhouse, Jogging Path, Management - Off Site, Playground, Tennis Court(s)
Community FeaturesCurbs
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
SecuritySecurity System Owned, Smoke Detector(s)

Exterior

Lot DescriptionCul-De-Sac, Sprinklers In Front, Sprinklers In Rear
Patio / PorchPatio, Screened
FencingBack Yard, Wood
RoofShingle
ConstructionComposition Siding, Frame, Stucco
Road SurfaceAsphalt

Additional Information

Date ListedSeptember 6, 2025
Days on Market130
HOA Fees$960 / Annually
HOA FrequencyAnnually
HOA NameOsprey Pointe HOA
Tax Amount$3,223.59
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Feb 17, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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