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Sold

Sold·Closed Oct 20, 2025·2 days on market

6761 County Road 214

Keystone Heights, FL 32656

$160,000sold priceListed at $149,900 · 106.7% of asking$99/sqftMLS# 2106148
4
Beds
2
Baths
1,620
Sq Ft
1992
Built
—
Garage
No
Pool
No HOA0.86 acresMobile Home1 story

About this home

Keystone Heights

**1 ACRE LOT**SPLIT BED FLOOR PLAN**Enjoy the peace and quiet in the countryside with this 3 Bed/2 Bath home that is situated on a 1 acre lot. This property is GATED, offering a peace of mind. This home boasts a desirable split bedroom floor plan, ideal for privacy. The large living room, which is equipped with a FIREPLACE, offers ample opportunity for entertaining family and friends. The kitchen provides tons of counter space, as well as lots of cabinetry. Enjoy your meals in the cozy breakfast nook off of the kitchen. The SPACIOUS BEDROOMS offer extra relaxation. The LARGE FRONT YARD is perfect for sunny Florida days and nights outside. The property comes with a carport and 2 sheds as well for additional, outdoor storage space. Embrace rural living on this cozy property! Don't miss out!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$886
Property taxesest. at asking price, Clay County$245
Estimated total, before insurance$1,131/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$1,110/yr · $93/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$160,000
$32,000
Loan Term
Monthly Payment
$886
Principal & Interest: $886
Property taxes (est.): $245
Insurance (est.): $107
Estimated Total Monthly
$1,238
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1992)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,606 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

Southwest-facing backyard — long light and winter sunsets

The listing reports the home facing northeast, which puts the backyard on the southwest side. Today at this address: sunrise 7:31 AM, sunset 6:56 PM.

  • The rear carries sun from midday deep into the evening, and in winter the sun sets almost straight into this exposure — the longest usable outdoor light of the diagonal lots.
  • Summer late-afternoons run hot, and shading the lanai’s west edge earns its keep.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $1,110/yr

Estimated taxes if purchased at asking price: ~$2,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $178/sq ft; this home is listed at $93/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
6639 County Road 214, Keystone Heights, FL 32656Listed by HELEN HERSEY REALTYJan 2026$155,000$1303/21,196630.6
6930 County Road 214, Melrose, FL 32666Listed by EPIQUE REALTY, INCJun 2026$180,000$1213/21,488560.7
8093 Breezy Point Road E, Melrose, FL 32666Listed by FLORIDA HOMES REALTY & MTG LLCApr 2026$260,000$1373/31,892700.7
6297 Hutchinson Avenue, Keystone Heights, FL 32656Listed by RIVER CITY RENTALS AND REALTYFeb 2026$239,900$1893/21,267230.8
6306 Baker Road, Keystone Heights, FL 32656Listed by CB ISAAC REALTYMay 2026$339,500$1784/21,9061410.9
8453 Nittany Drive, Melrose, FL 32666Listed by FIRST CHOICE REALTY OF NORTH FLORIDA, LLCApr 2026$385,000$2333/31,6541750.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$149,900
Price / Sq Ft$93
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,620
Acres0.86 acres
Year Built1992
TypeResidential
Sub-TypeMobile Home
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo
Direction FacesNortheast

School Information

ElementaryKeystone Heights
HighKeystone Heights

Community Information

Address6761 County Road 214, Keystone Heights, FL 32656
Area151-Keystone Heights
SubdivisionMetes & Bounds
CityKeystone Heights
CountyClay
StateFL
Zip Code32656
Lot Size37,461.6 sq ft
Parcel Number05092300533400100
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Available, Sewer Available, Water Available
SewerSeptic Tank
Water SourceWell
ParkingAdditional Parking, Carport, Detached, Gated, Off Street, Other

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Entrance Foyer, Open Floorplan, Split Bedrooms
AppliancesDryer, Electric Range, Electric Water Heater, Refrigerator, Washer
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringLaminate
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Exterior FeaturesOther
Patio / PorchDeck, Patio
FencingOther
RoofShingle
Other StructuresShed(s), Workshop
Road SurfaceAsphalt

Additional Information

Date ListedAugust 29, 2025
Days on Market2
Tax Amount$1,110.47
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHAD AND SANDY REAL ESTATE GROUP

Sold by: UNITED REAL ESTATE GALLERY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 20, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

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