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Sold·Closed Apr 8, 2026·70 days on market

8093 Breezy Point Road E

Melrose, FL 32666

$260,000sold priceListed at $299,900 · 86.7% of asking$137/sqftMLS# 2120782
3
Beds
3
Baths
1,892
Sq Ft
1965
Built
—
Garage
No
Pool
No HOA1.08 acresWaterfrontSingle Family Residence1 story

About this home

Melrose

Investor Opportunity! TWO charming quintessential cabins on Lake Geneva. One cabin has two bedrooms and two baths with a large screen porch overlooking the lake and the second cabin has one bedroom one bath. Both have been updated. A shared easement with the home up front closer to the road. This could be a great family retreat or turn this property into an Airbnb. Great for Gator games or all the activities in Melrose! No HOA! Lower taxes in Clay County.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,440
Property taxesest. at asking price, Clay County$398
Estimated total, before insurance$1,839/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,820/yr · $318/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$260,000
$52,000
Loan Term
Monthly Payment
$1,440
Principal & Interest: $1,440
Property taxes (est.): $398
Insurance (est.): $173
Estimated Total Monthly
$2,012
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal, Shingle, Tile — year not disclosed (home built 1965)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,324 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,820/yr

Estimated taxes if purchased at asking price: ~$4,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $184/sq ft; this home is listed at $159/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
6930 County Road 214, Melrose, FL 32666Listed by EPIQUE REALTY, INCJun 2026$180,000$1213/21,488560.2
8160 Alderman Road, Melrose, FL 32666Listed by TREVOR WATERS REALTY, INC.Jun 2026$257,000$1812/21,4163050.9
6306 Baker Road, Keystone Heights, FL 32656Listed by CB ISAAC REALTYMay 2026$339,500$1784/21,9061410.9
6235 Blue Marlin Drive, Keystone Heights, FL 32656Listed by RIVER CITY RENTALS AND REALTYJun 2026$367,000$1843/22,0001091.3
7980 State Road 100, Keystone Heights, FL 32656Listed by BOLD CITY REALTY GROUP INCSep 2026$350,000$2073/21,690751.4
6228 Blue Marlin Drive, Keystone Heights, FL 32656Listed by MAXREV, LLCMar 2026$395,000$2163/21,8282141.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$299,900
Price / Sq Ft$159
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage1,892
Total Structure Area2,374 sq ft
Acres1.08 acres
Year Built1965
TypeResidential
Sub-TypeSingle Family Residence
StyleCottage, Other
Property ConditionUpdated/Remodeled
StatusClosed
# of Carport Spaces1
Has PoolNo
Is WaterfrontYes

School Information

ElementaryKeystone Heights
HighKeystone Heights

Community Information

Address8093 Breezy Point Road E, Melrose, FL 32666
Area151-Keystone Heights
SubdivisionMetes & Bounds
CityMelrose
CountyClay
StateFL
Zip Code32666
Lot Size47,044.8 sq ft
Parcel Number32082300488700000
ZoningResidential

Amenities

Community FeaturesSuburban
UtilitiesElectricity Connected, Sewer Not Available, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingAdditional Parking, Carport, Circular Driveway, Detached Carport, RV Access/Parking, Shared Driveway, Varies by Unit
ViewLake, Trees/Woods, Water
Waterfront TypeDeeded Beach Access, Lake Front

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, His and Hers Closets, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s), Other
AppliancesDryer, Electric Oven, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral, Electric, Varies by Unit
CoolingCentral Air, Electric, Varies by Unit, Wall/Window Unit(s)
FlooringLaminate, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Lot DescriptionFlag Lot, Wooded, Other
Patio / PorchCovered, Front Porch, Porch, Rear Porch, Screened
FencingFenced
RoofMetal, Shingle, Tile
ConstructionFrame, Wood Siding
Other StructuresShed(s), Workshop
Road SurfacePaved
Road FrontageCounty Road

Additional Information

Date ListedDecember 8, 2025
Days on Market70
Tax Amount$3,820.49
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Sold by: NON MLS (realMLS) (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Apr 8, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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