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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

Sold·Closed Feb 24, 2026·23 days on market

6297 Hutchinson Avenue

Keystone Heights, FL 32656

$239,900sold priceListed at $239,900 · 100% of asking$189/sqftMLS# 2123835
3
Beds
2
Baths
1,267
Sq Ft
2026
Built
—
Garage
No
Pool
HOA $30/mo10,019 sqft lotSingle Family Residence1 storyNew construction

About this home

Keystone Heights

COMING FEB 2026! New construction 3-bed, 2-bath home! Open layout, new appliances, and spa-like primary suite. Plus a covered carport for added convenience. Great location near shopping, dining, and state parks. Voluntary HOA. Schedule your showing today! *Property not yet finished and final specs may vary. Photos are of model home.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,329
Property taxesest. at asking price, Clay County$368
HOAbilled voluntary$30
Estimated total, before insurance$1,726/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$239,900
$47,980
Loan Term
Monthly Payment
$1,329
Principal & Interest: $1,329
Property taxes (est.): $368
Insurance (est.): $160
Estimated Total Monthly
$1,856
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $381/yr

Estimated taxes if purchased at asking price: ~$4,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $141/sq ft; this home is listed at $189/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
6639 County Road 214, Keystone Heights, FL 32656Listed by HELEN HERSEY REALTYJan 2026$155,000$1303/21,196630.5
6113 Milligan Road, Keystone Heights, FL 32656Listed by CENTURY 21 TRITON REALTYMar 2026$80,000$593/21,352470.8
6761 County Road 214, Keystone Heights, FL 32656Listed by CHAD AND SANDY REAL ESTATE GROUPOct 2025$160,000$994/21,62020.8
128 Serenity Drive, Melrose, FL 32666Listed by COLDWELL BANKER VANGUARD REALTYJan 2026$219,000$2352/293081
6904 County Road 214, Melrose, FL 32666Listed by CW REALTYDec 2025$283,000$1873/21,51751.1
8180 Melrose Road, Melrose, FL 32666Listed by CB ISAAC REALTYOct 2025$130,000$1413/2924171.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$239,900
Price / Sq Ft$189
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,267
Acres0.23 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo
New ConstructionYes

Community Information

Address6297 Hutchinson Avenue, Keystone Heights, FL 32656
Area151-Keystone Heights
SubdivisionPostmaster Ret Vill
CityKeystone Heights
CountyClay
StateFL
Zip Code32656
Lot Size10,018.8 sq ft
Parcel Number33082300508500000

Amenities

UtilitiesElectricity Available, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingAttached Carport

Interior

AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1

Additional Information

Date ListedJanuary 7, 2026
Days on Market23
HOA Fees$30 / Voluntary
HOA FrequencyVoluntary
Tax Amount$381.31
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan, Other
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: RIVER CITY RENTALS AND REALTY

Sold by: IHEART REALTY INC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Feb 24, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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