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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

Sold·Closed Jul 25, 2025·57 days on market

20370 NW 57th Place

Starke, FL 32091

$380,000sold priceListed at $390,000 · 97.4% of asking$176/sqftMLS# 2083262
4
Beds
2
Baths
2,160
Sq Ft
2004
Built
1
Garage
No
Pool
No HOA1.00 acresSingle Family Residence1 story

About this home

Starke

Beautiful home with recently updated interior, a new roof, new hot water heater and a new ac unit installed. This home has a bonus room, office, or 5th bedroom if needed. A garage outside for your toys or storage or finish it into a man cave or craft area. Home is wired to hook up a generator. There is a concrete parking area. Don't miss the opportunity to call this home.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,105
Estimated total, before insurance$2,105/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$380,000
$76,000
Loan Term
Monthly Payment
$2,105
Principal & Interest: $2,105
Insurance (est.): $253
Estimated Total Monthly
$2,358
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2004)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,737 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $166/sq ft; this home is listed at $181/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
20658 NW State Road 16, Starke, FL 32091Listed by CW REALTYMay 2025$236,500$1313/21,8061930.2
5551 NW 203rd Street, Starke, FL 32091Listed by CW REALTYOct 2025$749,900$3074/2.52,43930.3
6017 NW 200th Street, Starke, FL 32091Listed by MOMENTUM REALTYApr 2026$300,000$1664/21,80240.4
5882 NW 200th Street, Starke, FL 32091Listed by CW REALTYDec 2025$317,000$1783/21,78020.4
5956 NW 200th Street, Starke, FL 32091Listed by CW REALTYJun 2025$295,000$1643/21,799190.4
19596 NW 56th Avenue, Starke, FL 32091Listed by CW REALTYApr 2026$240,000$1433/21,683270.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$390,000
Price / Sq Ft$181
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,160
Acres1.00 acres
Year Built2004
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo

School Information

MiddleBradford
HighBradford

Community Information

Address20370 NW 57th Place, Starke, FL 32091
Area522-Bradford County-NW
SubdivisionMetes & Bounds
CityStarke
CountyBradford
StateFL
Zip Code32091
Lot Size43,560 sq ft
Parcel Number01837000402

Amenities

UtilitiesSewer Connected, Water Connected
SewerPrivate Sewer
Water SourceWell
ParkingOther, Detached

Interior

Interior FeaturesPrimary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Electric Oven, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FireplaceNo
# of Fireplaces0
# of Stories1

Exterior

RoofShingle

Additional Information

Date ListedApril 22, 2025
Days on Market57
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: JULIE MORROW PREMIER REALTY INC

Sold by: HERRON REAL ESTATE LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 25, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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