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Active

Active·2 days on market

9193 SW County Rd 225

Starke, FL 32091

$750,000$269/sqftEst. $3,868/moMLS# 2158935

Beds

Baths

2,785

Sq Ft

2026

Built

Garage

Pool

About this home

Starke

NEW CONSTRUCTION nestled on over 10 acres in Starke, FL, welcome to Old Cypress Farms -- where privacy, space, and thoughtful design meet in one stunning build. This brand-new construction features 4 bedrooms each with a private ensuite, a dedicated home office, butler's pantry, mudroom, and designated laundry room -- because the details matter. The chef-inspired kitchen boasts a custom walk-in pantry with built-in shelving, while the front porch and covered back lanai invite you to soak in your wide-open acreage. Perfectly situated between JAX, Camp Blanding, and Gainesville -- a true retreat with an easy commute. Backed by a builder's warranty! *Estimated completion November 2026. Photos are renderings. Final specs and finishes subject to change.

Cost to own

Mortgage calculator

Home Price

$750,000

Down Payment: 20%

$150,000

Interest Rate: 6.69%

Loan Term

Monthly Payment

$3,868

Principal & Interest: $3,868

Insurance (est.): $500

Estimated Total Monthly

$4,368

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$3,868

Estimated total, before insurance$3,868/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,240 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History