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Sold

Sold·Closed Dec 5, 2025·56 days on market

44364 Pinebreeze Boulevard

Callahan, FL 32011

$465,650sold priceListed at $525,000 · 88.7% of asking$200/sqftMLS# 2105687
4
Beds
3
Baths
2,329
Sq Ft
1991
Built
2
Garage
No
Pool
No HOA2.56 acresSingle Family Residence2 stories

About this home

Callahan

**METAL ROOF**ACREAGE**MULTIGENERATIONAL** Discover a rare opportunity to own a private, multi-generational home on 2.11 ACRES OF LAND! This residence offers an OPEN LAYOUT and a SPLIT BED FLOOR PLAN, providing endless flexibility. An entire master/in-law suite, complete with a living area and 2 rooms, can be used as a separate rental for potential income, or to accommodate extended family. On the opposite side of the home, a master suite with its own bathroom can serve as a guest bedroom, while 2 additional BONUS ROOMS can be converted into offices or personalized spaces. Nestled on a quiet road with very little traffic, the home offers peace and quiet, and a private, rural setting with beautiful views of nature. This property is built to last, featuring an extended 2-car garage with extra space for STORAGE, a NEW DRAIN FIELD, and a metal roof that is only 7-8 years old with a life expectancy of 50+ years. This home perfectly combines privacy and versatility for a family of any size.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,579
Property taxesest. at asking price, Nassau County$643
Estimated total, before insurance$3,222/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$2,326/yr · $194/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$465,650
$93,130
Loan Term
Monthly Payment
$2,579
Principal & Interest: $2,579
Property taxes (est.): $643
Insurance (est.): $310
Estimated Total Monthly
$3,533
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 1991)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,713 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

Southeast-facing backyard — winter sunrises, bright mornings

The listing reports the home facing northwest, which puts the backyard on the southeast side. Today at this address: sunrise 7:31 AM, sunset 6:54 PM.

  • The rear takes strong morning-to-midday sun and eases off by late afternoon; in winter the sun rises almost straight into this exposure.
  • A comfortable compromise lot: real sun without the western afternoon heat.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $2,326/yr

Estimated taxes if purchased at asking price: ~$7,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $165/sq ft; this home is listed at $225/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
54704 Cravey Road, Callahan, FL 32011Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$350,000$2013/21,74450.5
44079 Lee Drive, Callahan, FL 32011Listed by LPT REALTY LLCJan 2026$250,000$1165/32,160340.6
44108 Becker Avenue, Callahan, FL 32011Listed by PALM CREEK PROPERTIESFeb 2026$368,000$1554/3.52,369220.7
44046 Cross Creek Boulevard, Callahan, FL 32011Listed by REAL BROKER LLCOct 2026$320,000$1654/21,944331.1
54130 Church Road, Callahan, FL 32011Listed by REMI REALTY, LLCMay 2026$457,000$2643/21,72861.1
541462 Lem Turner Road, Callahan, FL 32011Listed by KELLER WILLIAMS REALTY AT THE LAKESMar 2026$288,000$1393/22,077101.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$525,000
Price / Sq Ft$225
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,329
Acres2.56 acres
Year Built1991
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesNorthwest

School Information

ElementaryCallahan
MiddleCallahan

Community Information

Address44364 Pinebreeze Boulevard, Callahan, FL 32011
Area492-Nassau County-W Of I-95/N To State Line
SubdivisionPinebreeze Estates
CityCallahan
CountyNassau
StateFL
Zip Code32011
Lot Size111,513.6 sq ft
Parcel Number041N25279E00080000
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Available, Sewer Available, Water Available
SewerSeptic Tank
Water SourceWell
ParkingAdditional Parking, Attached, Garage, Off Street, RV Access/Parking, Other
ViewTrees/Woods

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, In-Law Floorplan, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Electric Water Heater, Refrigerator
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Vinyl
# of Stories2
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Lot DescriptionCleared
Patio / PorchCovered, Patio, Screened
FencingOther
RoofMetal
ConstructionBrick, Frame
Other StructuresShed(s)
Road SurfacePaved

Additional Information

Date ListedSeptember 5, 2025
Days on Market56
Tax Amount$2,326.3
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHAD AND SANDY REAL ESTATE GROUP

Sold by: RADIANT REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Dec 5, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

Is this home priced right?

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