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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a gated community home in Jacksonville.

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Sold

Sold·Closed Jan 16, 2026·112 days on market·Recent sales in Jacksonville

8103 Summergate Court

Jacksonville, FL 32256

$215,000sold priceListed at $230,000 · 93.5% of asking$172/sqftMLS# 2105632
2
Beds
2.5
Baths
1,248
Sq Ft
2008
Built
—
Garage
No
Pool
HOA $240/mo1,307 sqft lotTownhouse2 stories

About this home

Jacksonville

Welcome home to this beautifully maintained 2BR/2.5BA townhome offering style, comfort, and convenience. Step inside to find brand-new wide plank hardwood floors throughout—no carpet anywhere! The kitchen shines with granite countertops, stainless appliances, breakfast bar, and upgraded lighting. Upstairs, two spacious primary suites and a full laundry (washer & dryer included) make everyday living easy. Enjoy tree line views from abundant windows or unwind on the screened lanai. Secured closet on lanai offers extra storage options. Set in a gated community with pool and fitness center, this home blends modern upgrades with resort-style amenities plus conveniently located to shopping, restaurants and more. Your assigned parking space as well as space for your guests is very close.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,191
Property taxesest. at asking price, Duval County$351
HOAbilled monthly$240
Estimated total, before insurance$1,782/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$2,744/yr · $229/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$215,000
$43,000
Loan Term
Monthly Payment
$1,191
Principal & Interest: $1,191
Property taxes (est.): $351
Insurance (est.): $143
Estimated Total Monthly
$1,685
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2008)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,791 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$210,343$148,476▲ $5,000
2024$206,178$143,585—
2023$213,543$137,947—
2022$182,473$132,473—
2021$149,237$149,237—
2020$138,631$138,631—

2024 property taxes (current owner): $2,744/yr

Estimated taxes if purchased at asking price: ~$4,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $160/sq ft; this home is listed at $184/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
8099 Summer Cove Court, Jacksonville, FL 32256Listed by OFFERPAD BROKERAGE FL LLCSep 2026$200,000$1602/2.51,248700
7990 Baymeadows Road E 918, Jacksonville, FL 32256Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDESep 2026$198,000$1643/21,206600.2
7990 Baymeadows Road E 201, Jacksonville, FL 32256Listed by MOMENTUM REALTYSep 2026$185,000$1533/21,20690.3
7990 Baymeadows Road E 803, Jacksonville, FL 32256Listed by PONTE VEDRA CLUB REALTY, INC.Sep 2026$175,000$1453/21,2061270.4
8527 Little Swift Circle 34G, Jacksonville, FL 32256Listed by PREMIER HOMES REALTY INCSep 2026$245,000$1702/21,438600.4
7990 Baymeadows Road E 520, Jacksonville, FL 32256Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$195,500$1393/21,408900.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$230,000
Price / Sq Ft$184
Bedrooms2
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,248
Acres0.03 acres
Year Built2008
TypeResidential
Sub-TypeTownhouse
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address8103 Summergate Court, Jacksonville, FL 32256
Area027-Intracoastal West-South Of Jt Butler Blvd
SubdivisionSummerfield
CityJacksonville
CountyDuval
StateFL
Zip Code32256
Lot Size1,306.8 sq ft
Parcel Number1677465455

Amenities

AmenitiesPool, Clubhouse, Fitness Center
Community FeaturesSidewalks, Street Lights, Gated
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned, Guest
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Smart Thermostat, Split Bedrooms
AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringTile, Wood
# of Stories2
LevelsTwo
LaundryIn Unit, Upper Level
SecuritySecurity Gate

Exterior

Patio / PorchCovered, Rear Porch, Screened
RoofShingle
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedAugust 26, 2025
Days on Market112
HOA Fees$240 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds
Tax Amount$2,744.23
Tax Year2024
Listing TermsCash, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RE/MAX SPECIALISTS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jan 16, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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