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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — a waterfront home in St. Johns County.

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Sold

Sold·Closed Oct 23, 2025·20 days on market·Recent sales in World Golf Village

844 Mackenzie Circle

St. Augustine, FL 32092

$335,000sold priceListed at $339,000 · 98.8% of asking$236/sqftMLS# 2102474
3
Beds
2
Baths
1,419
Sq Ft
2003
Built
2
Garage
No
Pool
HOA $25/mo16,553 sqft lotWaterfrontSingle Family Residence1 story

About this home

St. Augustine

Discover the Meadows, one of the area's most desirable and picturesque communities. This well maintained 3-bedroom, 2-bath residence offers a thoughtfully designed living space, blending comfort, functionality, and timeless appeal. From the moment you arrive, you'll be drawn in by the home's welcoming facade, graceful arched window, and thoughtful landscaping. Inside the open floor plan allows for seamless flow between the kitchen, dining, and main living area. A bar-height counter makes entertaining easy, while the screened lanai offers the perfect place to relax and unwind, showcasing tranquil views of a shaded backyard and peaceful lake. The spacious primary suite is designed for relaxation, featuring a large walk-in closet, double vanities, and a generous tiled shower. Additional highlights include a two-car garage, pre-wired generator hookup, and a newer roof, ensuring long-term peace of mind.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,856
Property taxesest. at asking price, St. Johns County$446
HOAbilled annually$25
Estimated total, before insurance$2,327/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$807/yr · $67/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$335,000
$67,000
Loan Term
Monthly Payment
$1,856
Principal & Interest: $1,856
Property taxes (est.): $446
Insurance (est.): $223
Estimated Total Monthly
$2,525
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2003)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,761 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $807/yr

Estimated taxes if purchased at asking price: ~$5,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 6, 2025Listed$339,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $198/sq ft; this home is listed at $239/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1232 Ardmore Street, St. Augustine, FL 32092Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYSep 2026$300,000$1963/21,52940.1
861 Mackenzie Circle, St. Augustine, FL 32092Listed by BETROS REALTY INCApr 2026$364,000$2194/21,660340.1
1134 Ardmore Street, St. Augustine, FL 32092Listed by PEARSALL PROPERTIES INCSep 2026$340,000$2033/21,67410.2
474 Mackenzie Circle, St. Augustine, FL 32092Listed by SOVEREIGN REAL ESTATE GROUPJul 2026$340,000$1983/21,720270.2
1134 Ardmore Street, St. Augustine, FL 32092Listed by UNITED REAL ESTATE GALLERYJun 2026$220,100$1313/21,674130.2
485 Mackenzie Circle, St. Augustine, FL 32092Listed by DAVIDSON REALTY, INC.Jun 2026$330,000$1793/21,844120.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$339,000
Price / Sq Ft$239
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,419
Acres0.38 acres
Year Built2003
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes

Community Information

Address844 Mackenzie Circle, St. Augustine, FL 32092
Area309-World Golf Village Area-West
SubdivisionWgv The Meadows
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size16,552.8 sq ft
Parcel Number0288211520

Amenities

AmenitiesMaintenance Grounds
UtilitiesCable Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewPond
Waterfront TypePond

Interior

AppliancesDisposal, Electric Oven, Electric Range, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Vinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Patio / PorchCovered, Rear Porch, Screened
FencingBack Yard, Wood
RoofShingle
ConstructionStucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedAugust 6, 2025
Days on Market20
HOA Fees$305 / Annually
HOA FrequencyAnnually
Tax Amount$806.84
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EXP REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 23, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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