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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Sold

Sold·Closed Dec 15, 2025·101 days on market·Recent sales in Mandarin

4462 Carriage Crossing Drive

Jacksonville, FL 32258

$350,000sold priceListed at $375,000 · 93.3% of asking$244/sqftMLS# 2102116
3
Beds
2
Baths
1,435
Sq Ft
1990
Built
2
Garage
No
Pool
HOA $35/mo10,890 sqft lotWaterfrontSingle Family Residence1 story

About this home

Jacksonville

**Seller Offering $7,500 Toward Buyer's Costs with Accepted Offer!** Beautifully updated and truly move-in ready, this Mandarin home offers rare Twin Pond Views! One in front with mature trees and wildlife, and another in back featuring a peaceful fountain!The home has been meticulously maintained and features a brand NEW Water Heater, HVAC and Carpet, plus a full renovation in 2019 with New Roof, kitchen cabinets, granite counters, stainless appliances, wood laminate and tile flooring, modern vanities, fresh fixtures, ceiling fans, and blinds. The spacious screened lanai overlooks the water, perfect for relaxing or entertaining! Fantastic location near I-295, Bartram, shopping, dining, and more! Enjoy the best of both worlds, quiet, scenic views with city conveniences just minutes away. Inside, you'll find a light, open layout with an updated kitchen, modern baths, and an inside laundry room. Step outside to your peaceful backyard and

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,939
Property taxesest. at asking price, Duval County$571
HOAbilled annually$35
Estimated total, before insurance$2,545/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$2,830/yr · $236/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$350,000
$70,000
Loan Term
Monthly Payment
$1,939
Principal & Interest: $1,939
Property taxes (est.): $572
Insurance (est.): $233
Estimated Total Monthly
$2,743
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1990)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,738 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $2,830/yr

Estimated taxes if purchased at asking price: ~$6,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 4, 2025Listed$375,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $241/sq ft; this home is listed at $261/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
12266 Stockbridge Court N, Jacksonville, FL 32258Listed by EXP REALTY LLCAug 2026$410,000$2203/21,86070.1
12131 Banyan Tree Drive, Jacksonville, FL 32258Listed by FIRST COAST HEROES REAL ESTATE LLCOct 2026$405,000$2223/21,828120.4
4477 Carolyn Cove Lane N, Jacksonville, FL 32258Listed by MOMENTUM REALTYSep 2026$375,000$2483/21,51240.4
12527 Shady Creek Drive, Jacksonville, FL 32223Listed by WATSON REALTY CORPSep 2026$445,000$2503/21,782240.9
5016 Tan Street, Jacksonville, FL 32258Listed by LA ROSA REALTY NORTH FLORIDA, LLC.Sep 2026$295,000$2412/21,22280.9
4055 Waterway Court, Jacksonville, FL 32223Listed by RE/MAX SPECIALISTSAug 2026$380,000$2293/21,6571240.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$375,000
Price / Sq Ft$261
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,435
Acres0.25 acres
Year Built1990
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes

School Information

ElementaryLoretto
MiddleMandarin

Community Information

Address4462 Carriage Crossing Drive, Jacksonville, FL 32258
Area014-Mandarin
SubdivisionCarriage Crossing
CityJacksonville
CountyDuval
StateFL
Zip Code32258
Lot Size10,890 sq ft
Parcel Number158093-5190
ZoningSingle Family

Amenities

AmenitiesPlayground
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewPond, Water
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Primary Bathroom - Tub with Shower, Primary Bathroom -Tub with Separate Shower, Split Bedrooms
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Vinyl
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryIn Unit
SecuritySmoke Detector(s)

Exterior

Patio / PorchCovered, Front Porch, Rear Porch, Screened
RoofShingle
ConstructionBrick, Fiber Cement

Additional Information

Date ListedAugust 4, 2025
Days on Market101
HOA Fees$414.75 / Annually
HOA FrequencyAnnually
HOA NameRiverlane Management
HOA Fee IncludesMaintenance Grounds
Tax Amount$2,829.87
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ONE SOTHEBY'S INTERNATIONAL REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Dec 15, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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