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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

Sold·Closed Apr 24, 2026·235 days on market

1540 Island Sunset Cove

Fleming Island, FL 32003

$185,000sold priceListed at $190,000 · 97.4% of askingMLS# 2101960
0
Beds
0
Baths
0
Sq Ft
—
Built
—
Garage
No
Pool
No HOA0.75 acresUnimproved Land

About this home

Fleming Island

Build Your Dream on Fleming Island's Hidden Gem! Opportunities like this don't come around often—a spacious ¾-acre cleared lot in one of the most desirable and established areas of Fleming Island, just a stone's throw from the breathtaking St. Johns River. With no HOA or CDD fees, you're free to create the home you've always envisioned—whether it's a private retreat, family estate, or luxury getaway. Public water and sewer are ready at the street, making the build process that much easier. This premium homesite is perfectly situated near award-winning schools, medical centers, shopping, dining, and everyday conveniences, yet still offers the peace and privacy of a tucked-away setting. No flood zone. No clearing needed. No compromise. Flood and plat maps available in documents. Feel free to stop by, walk the land, and picture the future you're ready to build.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,025
Property taxesest. at asking price, Clay County$284
Estimated total, before insurance$1,308/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$1,255/yr · $105/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$185,000
$37,000
Loan Term
Monthly Payment
$1,025
Principal & Interest: $1,025
Property taxes (est.): $284
Insurance (est.): $123
Estimated Total Monthly
$1,432
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $1,255/yr

Estimated taxes if purchased at asking price: ~$3,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
0 Pine Avenue, Fleming Island, FL 32003Listed by COLDWELL BANKER VANGUARD REALTYOct 2025$68,000—0/0—211.8
0 Eventide Avenue, Fruit Cove, FL 32259Listed by WEAVER REALTY GROUP, INC.Feb 2026$302,000—0/0—53.3
1027 Doctors Lake Inlet Cove, Orange Park, FL 32073Listed by KELLER WILLIAMS JACKSONVILLEJun 2026$120,000—0/0—13.4
1027 Doctors Lake Inlet Cv Cove, Orange Park, FL 32073Listed by HERRON REAL ESTATE LLCJun 2025$110,000—0/0—933.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$190,000
Bedrooms0
Bathrooms0.00
Full Baths0
Acres0.75 acres
TypeLand
Sub-TypeUnimproved Land
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address1540 Island Sunset Cove, Fleming Island, FL 32003
Area121-Fleming Island-NE
SubdivisionOrange Park Acres
CityFleming Island
CountyClay
StateFL
Zip Code32003
Lot Size32,670 sq ft
Parcel Number34042601309400100
ZoningResidential

Amenities

UtilitiesSewer Available, Water Available

Exterior

Lot DescriptionCleared
Road SurfaceGravel
Road FrontageCity Street

Additional Information

Date ListedFebruary 6, 2026
Days on Market235
Tax Amount$1,254.81
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo

Listing Courtesy of: WATSON REALTY CORP

Sold by: NON MLS (realMLS) (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Apr 24, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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