This home is in Secret Cove, Jacksonville.
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Sold·Closed Sep 17, 2025·32 days on market·Recent sales in Secret Cove·Secret Cove
8203 Cutter Place
Jacksonville, FL 32216
3 more homes for sale in Secret Cove →Search Secret Cove on the map
About this home
Secret Cove
FINAL PRICE REDUCTION! Seller will be taking the home off the market to begin renovations next week. Welcome to 8203 Cutter Pl., a brick home on a large corner lot in Secret Cove, one of Jacksonville's most sought out and desirable neighborhoods! As soon as you pull into the neighborhood, you'll start to fall in love with the amenities available and the curb appeal throughout the entire community. With some of the house being renovated and other spaces being original, it offers the perfect opportunity to come in and put on the final touches to make this your dream home. The house boasts vaulted ceilings, a fireplace, and even an atrium. There is an ample amount of living space as it features a family room, living room, dining room, and an eat in area for the kitchen, making it perfect for families and hosting loved ones. Recent updates include the kitchen, guest bathroom, 2023 HVAC, and the windows making it easy to be able to move into and make your final touches once you move in.
Next steps in Secret Cove
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 1980)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,760 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $3,148/yr
Estimated taxes if purchased at asking price: ~$6,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Aug 1, 2025Listed$359,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $218/sq ft; this home is listed at $168/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 3158 Old Port Circle W, Jacksonville, FL 32216Listed by RE/MAX SPECIALISTS PV | Sep 2026 | $470,000 | $206 | 4/2 | 2,286 | 41 | 0.1 |
| 7942 Mulhall Drive, Jacksonville, FL 32216Listed by CORE REALTY, LLC | Sep 2026 | $275,000 | $164 | 3/2 | 1,680 | 110 | 0.2 |
| 3245 Clipper Place, Jacksonville, FL 32216Listed by MOMENTUM REALTY | Aug 2026 | $470,000 | $236 | 3/2 | 1,990 | 73 | 0.3 |
| 3548 Boatwright Way W, Jacksonville, FL 32216Listed by HERRON REAL ESTATE LLC | Sep 2026 | $555,000 | $218 | 5/2.5 | 2,541 | 23 | 0.6 |
| 8429 Highgate Drive, Jacksonville, FL 32216Listed by EXIT INSPIRED REAL ESTATE | Sep 2026 | $435,000 | $195 | 4/2 | 2,229 | 14 | 0.6 |
| 3600 Bowden Road S, Jacksonville, FL 32216Listed by RPB REALTY,INC | Aug 2026 | $485,000 | $233 | 4/2 | 2,084 | 91 | 0.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: REAL BROKER LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Secret Cove
Secret Cove is a neighborhood in Jacksonville, FL (Duval County), ZIP 32216.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Sep 17, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines