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Sold

Sold·Closed Oct 20, 2025·59 days on market

404 County Road 207A

East Palatka, FL 32131

$255,000sold priceListed at $259,900 · 98.1% of asking$189/sqftMLS# 2099844
3
Beds
2
Baths
1,352
Sq Ft
2004
Built
—
Garage
No
Pool
No HOA0.67 acresSingle Family Residence1 story

About this home

East Palatka

Welcome to this meticulously maintained 3-bedroom, 2-bath modular home on a spacious 0.67-acre corner lot along County Road 207A. The beautifully landscaped front yard creates a warm and inviting first impression, while the interior features fresh paint, a mix of LVP flooring and carpet, crown molding, and stylish black hardware throughout. The kitchen is equipped with stainless steel appliances, and the home includes walk-in closets, a dedicated laundry room, and both front and side porches.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,412
Estimated total, before insurance$1,412/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$1,232/yr · $103/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 2004)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,698 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $1,232/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $212/sq ft; this home is listed at $192/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
156 Cypress Point Circle, East Palatka, FL 32131Listed by TIMBER TO TIDES REALTY LLCNov 2025$220,000$2123/21,040450
113 Myrtlewood Point Road, East Palatka, FL 32131Listed by CENTURY 21 LAKESIDE REALTYJul 2025$395,000$2363/21,67790.4
124 E Grandview Drive, East Palatka, FL 32131Listed by MOMENTUM REALTYJul 2026$234,900$1663/21,4162950.7
111 E Grandview Drive, East Palatka, FL 32131Listed by YOUR CHOICE REAL ESTATEMay 2025$283,000$2153/21,319440.7
135 Cedar Road, East Palatka, FL 32131Listed by CENTURY 21 TRITON REALTYJul 2026$110,000$650/21,680151.3
116 Stone Farm Road, East Palatka, FL 32131Listed by RE/MAX SIGNATUREFeb 2026$67,000$473/21,44021.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$259,900
Price / Sq Ft$192
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,352
Total Structure Area1,712 sq ft
Acres0.67 acres
Year Built2004
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo

School Information

ElementaryBrowning Pearce
HighPalatka

Community Information

Address404 County Road 207A, East Palatka, FL 32131
Area564-East Palatka/San Mateo/N Satsuma/Orange Mills
SubdivisionCypress Point
CityEast Palatka
CountyPutnam
StateFL
Zip Code32131
Lot Size29,185.2 sq ft
Lot Dimensions190x226
Parcel Number380927187000200210
ZoningResidential

Amenities

UtilitiesElectricity Connected
SewerSeptic Tank
Water SourceWell
ParkingOff Street

Interior

Interior FeaturesCeiling Fan(s), Primary Bathroom - Tub with Shower, Primary Downstairs, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Vinyl
# of Stories1
LevelsOne

Exterior

Lot DescriptionCorner Lot
Patio / PorchCovered, Front Porch, Side Porch
FencingOther
RoofMetal
Other StructuresShed(s)
Road FrontageCounty Road

Additional Information

Date ListedJuly 22, 2025
Days on Market59
Tax Amount$1,232.48
Tax Year2024
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ENDLESS SUMMER REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 20, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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