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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Sold

Sold·Closed Jul 22, 2026·15 days on market

135 Cedar Road

East Palatka, FL 32131

$110,000sold priceListed at $140,000 · 78.6% of asking$65/sqftMLS# 2150636
0
Beds
2
Baths
1,680
Sq Ft
2003
Built
—
Garage
No
Pool
No HOA2.45 acresMobile Home1 story

About this home

East Palatka

Opportunity Awaits on 2.45 Acres in East Palatka! Conveniently located just off State Road 207, this 2003 mobile home sits on a spacious 2.45-acre parcel in a growing area with easy access to Palatka, St. Augustine, and Jacksonville. The home has been partially remodeled, offering a great head start for someone looking to add their own finishing touches and build equity. While additional TLC is needed, the potential is undeniable for an investor, handyman, or buyer seeking affordable country living with room to spread out. Enjoy the privacy and flexibility that acreage provides while remaining close to shopping, dining, schools, and major roadways. Whether you're looking for a primary residence, rental property, or investment opportunity, this property offers plenty of possibilities. **Cash buyers only. Property is being sold as-is.** Don't miss the chance to own acreage in a desirable location with strong growth potential.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$609
Estimated total, before insurance$609/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,222/yr · $185/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$110,000
$22,000
Loan Term
Monthly Payment
$609
Principal & Interest: $609
Insurance (est.): $73
Estimated Total Monthly
$683
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,222/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Jul 22, 2026Closed$140,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $171/sq ft; this home is listed at $83/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
110 Big Apple Road, East Palatka, FL 32131Listed by YOUR CHOICE REAL ESTATEJul 2026$244,999$1724/21,4282431.5
108 Big Apple Road, East Palatka, FL 32131Listed by YOUR CHOICE REAL ESTATEMay 2026$243,999$1714/21,4282191.5
130 W Louis Broer Road, East Palatka, FL 32131Listed by IHEART REALTY INCSep 2026$180,000$884/22,052701.6
124 E Grandview Drive, East Palatka, FL 32131Listed by MOMENTUM REALTYJul 2026$234,900$1663/21,4162951.6
119 Rivers Edge Drive, East Palatka, FL 32131Listed by COLDWELL BANKER PREMIER PROPERTIESJan 2026$620,000$3512/21,7665011.6
114 E River Road, East Palatka, FL 32131Listed by MAXREV, LLCAug 2026$75,000$572/11,324101.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$140,000
Price / Sq Ft$83
Bedrooms0
Bathrooms2.00
Full Baths2
Square Footage1,680
Acres2.45 acres
Year Built2003
TypeResidential
Sub-TypeMobile Home
StyleRanch
Property ConditionFixer
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address135 Cedar Road, East Palatka, FL 32131
Area564-East Palatka/San Mateo/N Satsuma/Orange Mills
SubdivisionAmerican Gardens
CityEast Palatka
CountyPutnam
StateFL
Zip Code32131
Lot Size106,722 sq ft
Parcel Number490927001500000660
ZoningAgricultural

Amenities

UtilitiesElectricity Connected, Sewer Not Available, Water Not Available
SewerSeptic Tank
Water SourceWell
ParkingOther

Interior

AppliancesDryer, Electric Range, Electric Water Heater, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringLaminate
FireplaceYes
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Patio / PorchDeck
ConstructionVinyl Siding
Road SurfaceDirt

Additional Information

Date ListedJune 15, 2026
Days on Market15
Tax Amount$2,222.08
Tax Year2025
Listing TermsCash
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CENTURY 21 TRITON REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 22, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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