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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St Augustine Shores, St. Augustine — a golf course home in St. Johns County.

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Sold

Sold·Closed Oct 10, 2025·66 days on market·Recent sales in St Augustine Shores·St Augustine Shores

725 Saco Court

St. Augustine, FL 32086

$359,000sold priceListed at $365,000 · 98.4% of asking$211/sqftMLS# 2099329
3
Beds
2
Baths
1,698
Sq Ft
1984
Built
2
Garage
No
Pool

26 more homes for sale in St Augustine Shores →Search St Augustine Shores on the map

HOA $33/mo10,454 sqft lotSingle Family Residence1 story

About this home

St Augustine Shores

Nestled on a quiet cul-de-sac in desirable St. Augustine Shores, this beautifully maintained home offers peace, privacy, and convenience. Enjoy tranquil views of preserved land directly behind the property, creating a serene backdrop for everyday living. Inside, you'll love the updated kitchen with granite countertops, perfect for cooking and entertaining. The home features two separate sitting rooms, a split floor plan for added privacy, and soaring ceilings in the main living area that fill the space with light. Step outside to a large lanai and spacious outdoor area—ideal for relaxing with family or entertaining friends. Additional highlights include an attached storage shed for added convenience. The Shores community offers easy access to historic downtown St. Augustine and beautiful area beaches, making this home the perfect combination of quiet retreat and prime location.Available amenities are Golf ,RV boat Parking , Clubhouse and Pool and Fishing Pier.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,989
Property taxesest. at asking price, St. Johns County$478
HOAbilled monthly$33
Estimated total, before insurance$2,499/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$1,118/yr · $93/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$359,000
$71,800
Loan Term
Monthly Payment
$1,989
Principal & Interest: $1,989
Property taxes (est.): $478
Insurance (est.): $239
Estimated Total Monthly
$2,706
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $1,118/yr

Estimated taxes if purchased at asking price: ~$5,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Jul 18, 2025Listed$365,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $229/sq ft; this home is listed at $215/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
128 Modesto Drive, St. Augustine, FL 32086Listed by REAL BROKER LLCJul 2026$320,000$2293/21,3972460.4
394 Balearics Drive, St. Augustine, FL 32086Listed by SAVVY AVENUE, LLC.Jun 2026$395,000$2203/21,798330.6
480 Diosa Court, St. Augustine Shores, FL 32086Listed by WATSON REALTY CORPOct 2026$351,000$2433/21,447800.7
474 Casuarina Circle, St. Augustine, FL 32086Listed by PUBLIC SERVICES REALTYAug 2026$305,000$2122/21,438280.7
995 Alcala Drive, St. Augustine, FL 32086Listed by EXIT MAGNOLIA POINT REALTYJun 2026$399,000$2014/21,98610.7
100 San Antonio Drive, St. Augustine, FL 32086Listed by NON MLS (realMLS)Aug 2026$456,784$2583/21,76900.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$365,000
Price / Sq Ft$215
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,698
Acres0.24 acres
Year Built1984
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address725 Saco Court, St. Augustine, FL 32086
Area334-Moultrie/St Augustine Shores
SubdivisionSt Augustine Shores
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32086
Lot Size10,454.4 sq ft
Parcel Number2841820090

Amenities

AmenitiesPool, Clubhouse, Golf Course, Management - Full Time, Pickleball, Playground, RV/Boat Storage, Tennis Court(s)
Community FeaturesSidewalks, Street Lights
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesCeiling Fan(s), Primary Bathroom - Shower No Tub
AppliancesDishwasher, Dryer, Electric Range, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FireplaceYes
# of Fireplaces1
# of Stories1

Exterior

Lot DescriptionCul-De-Sac, Irregular Lot
Patio / PorchCovered, Patio, Rear Porch, Screened
FencingFull

Additional Information

Date ListedJuly 18, 2025
Days on Market66
HOA Fees$33 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds
Tax Amount$1,118.15
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CENTURY 21 ST AUGUSTINE PROPERTIES

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About St Augustine Shores

St Augustine Shores is a neighborhood in Southern St. Johns County, FL (St. Johns County), ZIP 32086.

View all St Augustine Shores homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 10, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

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