Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Atlantic Beach CC, Atlantic Beach — a gated community home in Jacksonville.

No photos available

This listing has no photos yet

Sold

Sold·Closed Sep 15, 2025·25 days on market·Recent sales in Atlantic Beach CC·Atlantic Beach CC

1639 Maritime Oak Drive

Atlantic Beach, FL 32233

$1,500,000sold priceListed at $1,550,000 · 96.8% of asking$635/sqftMLS# 2098587
3
Beds
3.5
Baths
2,363
Sq Ft
2019
Built
2
Garage
No
Pool

All Atlantic Beach CC homes for sale →Search Atlantic Beach CC on the map

HOA $83/mo6,970 sqft lotSingle Family Residence2 stories

About this home

Atlantic Beach CC

The perfect blend of charm and sophistication abound in this custom '' Riverside ''built much desired Quad home, with a big, inviting front porch and an amazing swing chair, perfect to enjoy your morning coffee or a glass of wine at night with friends. Enter into a stunning 2 story foyer with wood risers that match the Luxury Vinyl flooring & plantation shutters throughout. Spacious and very open great room, dining room & kitchen with 10'' ceilings. Great room with built in entertainment center or TV and bookcase & 2 sets of French doors to porch. Kitchen with island, walk -in pantry, upgraded SS apps , double ovens, induction cooktop ( plumbed for gas ) drinks bar with a wine cooler and ice maker. Good size laundry with cabinet and sinks. Generous primary suite on 1st level with lavish bath with soaking tub separate shower and 2 vanities, California custom closets . 2nd floor features a cozy loft, perfect for movie night and 2 other good sized ensuite bedrooms - see more

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$8,309
Property taxesest. at asking price, Duval County$2,449
HOAbilled annually$83
Estimated total, before insurance$10,841/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$15,587/yr · $1,299/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,500,000
$300,000
Loan Term
Monthly Payment
$8,309
Principal & Interest: $8,309
Property taxes (est.): $2,449
Insurance (est.): $1,000
Estimated Total Monthly
$11,758
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,800 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $15,587/yr

Estimated taxes if purchased at asking price: ~$29,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Jul 15, 2025Listed$1,550,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $426/sq ft; this home is listed at $656/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1733 Atlantic Beach Drive, Atlantic Beach, FL 32233Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2026$1,620,000$6983/32,322520.2
1656 Park Terrace W, Atlantic Beach, FL 32233Listed by MOMENTUM REALTYSep 2026$1,850,000$8174/32,26310.4
2258 Sandy Bay Lane, Jacksonville, FL 32233Listed by BEYCOME OF FLORIDA LLCSep 2026$525,000$2873/2.51,828390.5
1826 Tierra Verde Drive, Atlantic Beach, FL 32233Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDEOct 2026$772,000$4263/21,8121260.6
1905 Sevilla Boulevard W, Atlantic Beach, FL 32233Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$1,000,000$3843/2.52,60200.6
2039 Cypress Landing Drive, Jacksonville, FL 32233Listed by HOUWZER, INC.Sep 2026$367,000$2193/21,6721310.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,550,000
Price / Sq Ft$656
Bedrooms3
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,363
Acres0.16 acres
Year Built2019
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address1639 Maritime Oak Drive, Atlantic Beach, FL 32233
Area231-Atlantic Beach-North
SubdivisionAtlantic Beach Cc
CityAtlantic Beach
CountyDuval
StateFL
Zip Code32233
Lot Size6,969.6 sq ft
Parcel Number1695051990

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Fitness Center, Gated, Golf Course, Jogging Path, Pickleball, Tennis Court(s)
Community FeaturesSidewalks, Street Lights, Restaurant, Gated
UtilitiesElectricity Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Attached, Garage

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Kitchen Island, Open Floorplan, Pantry, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Double Oven, Electric Cooktop, Ice Maker, Microwave, Refrigerator, Wine Cooler
HeatingCentral
CoolingCentral Air
FlooringVinyl
# of Stories2
LevelsTwo
LaundryLower Level

Exterior

Patio / PorchCovered, Front Porch
RoofShingle

Additional Information

Date ListedJuly 15, 2025
Days on Market25
HOA Fees$995 / Annually
HOA FrequencyAnnually
Tax Amount$15,587.37
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Atlantic Beach CC

Atlantic Beach CC is a neighborhood in Atlantic Beach, FL (Duval County), ZIP 32233.

View all Atlantic Beach CC homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 15, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines