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Sold

Sold·Closed Aug 8, 2025·29 days on market

44186 Lee Drive

Callahan, FL 32011

$172,500sold priceListed at $295,000 · 58.5% of asking$157/sqftMLS# 2097241
3
Beds
2.5
Baths
1,100
Sq Ft
1960
Built
2
Garage
No
Pool
No HOA0.75 acresSingle Family Residence1 story

About this home

Callahan

Long term tenant just moved out and this house has lots of possibilities! It would be perfect for a Renovation Loan to update and make it your dream home or an investor looking for his next house to flip. This 3 bedroom 2 1/2 bath home is on .75 acre with a pole barn and fenced back yard. Home features a split bedroom plan, family room has a fireplace on one end and double doors in the middle of the room opening to the covered back porch and back yard. There is a half bath with a utility sink and toilet on the covered back porch for those working or playing outside. The two bay garage has shelving and work table in Bay 2. There is plenty of room to park your boat or RV. Property is NOT in a flood zone. House being sold AS IS with seller making No Repairs.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$955
Property taxesest. at asking price, Nassau County$238
Estimated total, before insurance$1,194/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$2,349/yr · $196/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$172,500
$34,500
Loan Term
Monthly Payment
$955
Principal & Interest: $955
Property taxes (est.): $238
Insurance (est.): $115
Estimated Total Monthly
$1,309
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1960)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,503 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $2,349/yr

Estimated taxes if purchased at asking price: ~$2,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $204/sq ft; this home is listed at $268/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
44161 Lee Drive, Callahan, FL 32011Listed by SUNSET CAPITAL COMMERCIAL LLCAug 2026$65,500$732/189600
44186 Lee Drive, Callahan, FL 32011Listed by SUMMER HOUSE REALTYApr 2026$285,000$2593/2.51,1001320
44103 Becker Avenue, Callahan, FL 32011Listed by FLORIDA HOMES REALTY & MTG LLCJun 2026$150,000$1443/21,040500.1
54138 Church Road, Callahan, FL 32011Listed by ATRIUM REALTY, LLCMay 2025$189,000$2042/2926160.6
44192 Pinebreeze Circle, Callahan, FL 32011Listed by REMI REALTY, LLCAug 2025$273,000$2373/21,15230.7
54108 Pelican Road, Callahan, FL 32011Listed by ERA ONETEAM REALTYJan 2026$70,000$582/21,212300.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$295,000
Price / Sq Ft$268
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,100
Acres0.75 acres
Year Built1960
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionFixer
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryCallahan
MiddleCallahan

Community Information

Address44186 Lee Drive, Callahan, FL 32011
Area492-Nassau County-W Of I-95/N To State Line
SubdivisionPine Knoll
CityCallahan
CountyNassau
StateFL
Zip Code32011
Lot Size32,670 sq ft
Lot Dimensions174 X 173 X 150 X 262
Parcel Number041N25280000060000
ZoningResidential

Amenities

UtilitiesElectricity Connected
SewerSeptic Tank
Water SourceWell
ParkingAdditional Parking, Circular Driveway, Garage, Off Street, RV Access/Parking

Interior

Interior FeaturesCeiling Fan(s)
AppliancesDishwasher, Electric Range, Electric Water Heater, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Vinyl
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne

Exterior

Lot DescriptionCleared, Dead End Street, Few Trees, Irregular Lot
Patio / PorchFront Porch, Rear Porch
FencingBack Yard, Wire, Wood
RoofShingle
ConstructionBrick, Frame
Other StructuresBarn(s), Shed(s)
Road SurfaceAsphalt

Additional Information

Date ListedJuly 7, 2025
Days on Market29
Tax Amount$2,349.31
Tax Year2024
Listing TermsCash, Conventional, Other
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COMPLETE HOME REALTY, INC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 8, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

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