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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Sold

Sold·Closed Jun 30, 2026·50 days on market

44103 Becker Avenue

Callahan, FL 32011

$150,000sold priceListed at $199,000 · 75.4% of asking$144/sqftMLS# 2138196
3
Beds
2
Baths
1,040
Sq Ft
1960
Built
—
Garage
No
Pool
No HOA0.78 acresSingle Family Residence1 story

About this home

Callahan

Investment opportunity on 1.56 acres featuring a 1,040 sq ft, 3-bedroom, 1-bath home in need of full renovation. Property is being sold as-is and is best suited for cash buyers due to condition. There are 4 - lots total available totaling approximately 1.56 acres. Individual lots (5, 18, 19, and 20) are each approximately 0.39 acres and offer potential for new construction or mobile homes. Multiple investment options including full rehab of existing home with the ability to develop additional lots, or tear down home and develop all 4 lots. Great opportunity for investors, builders, or those looking to create multiple income-producing properties.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$831
Property taxesest. at asking price, Nassau County$207
Estimated total, before insurance$1,038/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,786/yr · $149/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$150,000
$30,000
Loan Term
Monthly Payment
$831
Principal & Interest: $831
Property taxes (est.): $207
Insurance (est.): $100
Estimated Total Monthly
$1,138
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1960)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,635 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$116,432$116,240—
2024$105,673$105,673—
2023$102,733$102,733—
2022$88,424$25,000—
2021$73,498$24,743—
2020$69,215$24,056—

2025 property taxes (current owner): $1,786/yr

Estimated taxes if purchased at asking price: ~$2,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $210/sq ft; this home is listed at $191/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
44161 Lee Drive, Callahan, FL 32011Listed by SUNSET CAPITAL COMMERCIAL LLCAug 2026$65,500$732/189600.1
54332 Pelican Road, Callahan, FL 32011Listed by WOODS TO WATER PROPERTIES LLCAug 2026$235,000$2043/21,152901
54591 Dornbush Road, Callahan, FL 32011Listed by FLORIDA HOMES REALTY & MTG LLCJul 2026$254,000$1953/21,305281.5
45186 Bismark Road, Callahan, FL 32011Listed by ROOT REALTY LLCAug 2025$390,900$3353/21,166292.1
45025 Mahoney Street, Callahan, FL 32011Listed by PALM III REALTY AND PROPERTY MMay 2026$265,000$2353/21,1281372.2
44090 Apache Trail, Callahan, FL 32011Listed by REAL BROKER LLCDec 2025$250,000$2103/21,188562.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$199,000
Price / Sq Ft$191
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,040
Acres0.78 acres
Year Built1960
TypeResidential
Sub-TypeSingle Family Residence
StyleOther
Property ConditionFixer
StatusClosed
# of Carport Spaces2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryCallahan
MiddleCallahan

Community Information

Address44103 Becker Avenue, Callahan, FL 32011
Area492-Nassau County-W Of I-95/N To State Line
SubdivisionPine Knoll
CityCallahan
CountyNassau
StateFL
Zip Code32011
Lot Size33,976.8 sq ft
Parcel Number041N25280000190000

Amenities

UtilitiesCable Available, Water Available
SewerSeptic Tank
Water SourceWell
ParkingCarport

Interior

Interior FeaturesOther
AppliancesOther
HeatingCentral
CoolingCentral Air
FlooringCarpet
# of Stories1

Exterior

RoofShingle
ConstructionBlock, Frame
Road SurfaceDirt

Additional Information

Date ListedMay 26, 2026
Days on Market50
Tax Amount$1,785.67
Tax Year2025
Listing TermsCash
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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