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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

Sold·Closed Sep 15, 2025·1 day on market

421 N Polk Street

Starke, FL 32091

$108,175sold priceListed at $109,000 · 99.2% of asking$89/sqftMLS# 2095989
3
Beds
2
Baths
1,220
Sq Ft
1940
Built
—
Garage
No
Pool
No HOASingle Family Residence1 story

About this home

Starke

Home is being sold AS-IS.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$599
Estimated total, before insurance$599/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$108,175
$21,635
Loan Term
Monthly Payment
$599
Principal & Interest: $599
Insurance (est.): $72
Estimated Total Monthly
$671
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $185/sq ft; this home is listed at $89/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
627 Francis Street, Starke, FL 32091Listed by CHAD AND SANDY REAL ESTATE GROUPJul 2026$174,900$1533/11,142480.1
722 Madison Street, Starke, FL 32091Listed by RE/MAX SPECIALISTSSep 2026$150,000$1204/11,248630.3
201 Alvarez Street, Starke, FL 32091Listed by IRON VALLEY REAL ESTATE NORTH FLORIDAJun 2026$249,000$2083/21,200130.3
430 Center Street, Starke, FL 32091Listed by FLORIDA'S CHOICE REALTY LLCMar 2026$160,000$1852/1864630.3
624 N Lake Street, Starke, FL 32091Listed by AMERICAN DREAM OF NORTHEAST FLORIDAApr 2026$185,000$1503/11,232630.4
1135 Neil Court, Starke, FL 32091Listed by CW REALTYAug 2026$212,000$1993/11,0641020.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$109,000
Price / Sq Ft$89
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,220
Year Built1940
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionFixer
StatusClosed
Has PoolNo
Is WaterfrontNo

School Information

MiddleBradford
HighBradford

Community Information

Address421 N Polk Street, Starke, FL 32091
Area522-Bradford County-NW
SubdivisionStarke
CityStarke
CountyBradford
StateFL
Zip Code32091
Parcel Number03830000000
ZoningSingle Family

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAdditional Parking

Interior

AppliancesDishwasher, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne

Additional Information

Date ListedJune 30, 2025
Days on Market1
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CW REALTY

Sold by: CW REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 15, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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