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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

Sold·Closed Apr 2, 2026·63 days on market

624 N Lake Street

Starke, FL 32091

$185,000sold priceListed at $195,000 · 94.9% of asking$150/sqftMLS# 2126998
3
Beds
1
Baths
1,232
Sq Ft
1946
Built
—
Garage
No
Pool
No HOA7,405 sqft lotSingle Family Residence1 story

About this home

Starke

Totally renovated, this adorable bungalow is ready for you to call it Home. Features include open living area and kitchen, three full bedrooms with ample closet space, inside laundry area, and a 10 x 24 screened front porch. Situated on a completely chain link fenced oversized corner lot with driveway gate and walk gate. Brand new roof with five year warranty. All new wiring including switches and outlets. Most light fixtures are new, plumbing has been updated, new smoke detectors. Laminate flooring throughout the house with 1/2'' plywood subfloor. Freshly painted kitchen cabinets with new pulls and hinges. Entire exterior and interior professionally prepped and painted. Put this one on your ''must see'' list.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,025
Estimated total, before insurance$1,025/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,714/yr · $143/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$185,000
$37,000
Loan Term
Monthly Payment
$1,025
Principal & Interest: $1,025
Insurance (est.): $123
Estimated Total Monthly
$1,148
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1946)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,554 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

Southeast-facing backyard — winter sunrises, bright mornings

The listing reports the home facing northwest, which puts the backyard on the southeast side. Today at this address: sunrise 7:31 AM, sunset 6:56 PM.

  • The rear takes strong morning-to-midday sun and eases off by late afternoon; in winter the sun rises almost straight into this exposure.
  • A comfortable compromise lot: real sun without the western afternoon heat.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,714/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $195/sq ft; this home is listed at $158/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
762 N Walnut Street, Starke, FL 32091Listed by THORNTON & CO REALTY INCApr 2026$150,000$1253/11,1994920.2
573 Utah Street, Starke, FL 32091Listed by JULIE MORROW PREMIER REALTY INCAug 2026$272,000$2303/21,184330.3
201 Alvarez Street, Starke, FL 32091Listed by IRON VALLEY REAL ESTATE NORTH FLORIDAJun 2026$249,000$2083/21,200130.4
430 Center Street, Starke, FL 32091Listed by FLORIDA'S CHOICE REALTY LLCMar 2026$160,000$1852/1864630.4
1002 N Thompson Street, Starke, FL 32091Listed by JULIE MORROW PREMIER REALTY INCNov 2025$210,000$1953/1.51,0751350.4
1104 N Thompson Street, Starke, FL 32091Listed by NEXTHOME ENDLESS SUMMERNov 2025$230,000$1633/21,410250.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$195,000
Price / Sq Ft$158
Bedrooms3
Bathrooms1.00
Full Baths1
Square Footage1,232
Total Structure Area1,536 sq ft
Acres0.17 acres
Year Built1946
TypeResidential
Sub-TypeSingle Family Residence
StyleCottage, Craftsman
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo
Direction FacesNorthwest

School Information

ElementaryStarke
MiddleBradford
HighBradford

Community Information

Address624 N Lake Street, Starke, FL 32091
Area522-Bradford County-NW
SubdivisionTemples
CityStarke
CountyBradford
StateFL
Zip Code32091
Lot Size7,405.2 sq ft
Lot Dimensions75 x 100
Parcel Number03664000100
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Natural Gas Available, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingOff Street

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Open Floorplan, Primary Bathroom - Tub with Shower, Split Bedrooms
AppliancesElectric Range, Ice Maker, Refrigerator
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringLaminate
# of Stories1
LevelsOne
SecuritySmoke Detector(s)

Exterior

Lot DescriptionCorner Lot
Patio / PorchCovered, Front Porch, Porch, Screened, Side Porch
FencingFenced, Chain Link, Full
RoofShingle
ConstructionFiber Cement, Wood Siding
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJanuary 26, 2026
Days on Market63
Tax Amount$1,714.11
Tax Year2025
Listing TermsCash, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: AMERICAN DREAM OF NORTHEAST FLORIDA

Sold by: WATSON REALTY CORP (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Apr 2, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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