Sold·Closed Jul 31, 2026·48 days on market
627 Francis Street
Starke, FL 32091
About this home
Starke
**FULLY UPDATED**MOVE-IN READY**CONCRETE BLOCK** Welcome home to this charming concrete block home that is COMPLETELY RENOVATED and 100% move-in ready! This 3 bed, 1 bath property offers a highly functional layout with a modern and cozy feel. Enjoy ultimate peace of mind with a NEW ROOF, NEW HVAC, updated electrical, and a fully REPLUMBED interior. The home has been beautifully REPAINTED inside and out, featuring new LVP flooring and plush new carpet throughout. In the heart of the home, the kitchen features brand NEW APPLIANCES. A major highlight is the versatile BONUS ROOM - perfect for a home office, an additional bedroom, or whatever you need. Outside, you'll find an extended carport for plenty of parking. Situated on city sewer and water with NO HOA/CDD fees, this home gives you total freedom. Don't miss out, schedule your showing today!
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 1959)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer (public record) · Private well (public record)
County records show this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,627 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
North-facing backyard — the shade-and-soft-light lot
The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:28 AM, sunset 7:02 PM.
- The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
- A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
- Winter afternoons on the lanai run dim earlier than any other orientation.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
History
Price & status history
- Aug 8, 2026Closed$174,900
- May 18, 2026Listed$174,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $185/sq ft; this home is listed at $153/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 722 Madison Street, Starke, FL 32091Listed by RE/MAX SPECIALISTS | Sep 2026 | $150,000 | $120 | 4/1 | 1,248 | 63 | 0.2 |
| 201 Alvarez Street, Starke, FL 32091Listed by IRON VALLEY REAL ESTATE NORTH FLORIDA | Jun 2026 | $249,000 | $208 | 3/2 | 1,200 | 13 | 0.2 |
| 430 Center Street, Starke, FL 32091Listed by FLORIDA'S CHOICE REALTY LLC | Mar 2026 | $160,000 | $185 | 2/1 | 864 | 63 | 0.2 |
| 1135 Neil Court, Starke, FL 32091Listed by CW REALTY | Aug 2026 | $212,000 | $199 | 3/1 | 1,064 | 102 | 0.5 |
| 1330 Blanding Street, Starke, FL 32091Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Aug 2026 | $230,999 | $181 | 3/1 | 1,276 | 88 | 0.6 |
| 762 N Walnut Street, Starke, FL 32091Listed by THORNTON & CO REALTY INC | Apr 2026 | $150,000 | $125 | 3/1 | 1,199 | 492 | 0.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: CHAD AND SANDY REAL ESTATE GROUP
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jul 31, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines