Sold·Closed Sep 30, 2026·63 days on market
722 Madison Street
Starke, FL 32091
About this home
Starke
722 W Madison St | Starke, FL -- Character, Space & Serious Potential Some homes check boxes. This one opens doors. Nestled in one of Starke's most established neighborhoods, this 4-bedroom, 1,248 sq ft single-family home is the kind of opportunity that doesn't sit on the market long. Whether you're a first-time buyer ready to plant roots, a growing family in need of room to breathe, or an investor with an eye for value -- this property delivers on all fronts. Classic hardwood floors flow through the main living areas, complemented by central heat and air for year-round comfort. The partially finished basement is a blank canvas waiting for your vision: home office, workshop, rec room -- the choice is yours. Step outside and you're minutes from downtown Starke, local schools, dining, and major commuter routes. Everything you need, right where you need it. Priced to move. Built to last. Schedule your private showing today.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified — year not disclosed (home built 1918)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer (public record) · Private well (public record)
County records show this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,507 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access and league fields from this home's location.
Closest park or preserve
Cecil Field Conservation Corridorabout 21 mi · 24.6 mi of trails
Closest public boat ramp
Camp Blanding FMA – Lowery Lake Boat Ramp (Saturday & Sunday Mornings Only)about 9 mi · Lowery Lake
Closest kayak & paddleboard launch
Mike Roess Goldhead Brach State Park Canoe Beach (Long Portage)about 13 mi · Little Lake Johnson
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
History
Price & status history
- Oct 1, 2026Closed$149,000
- Aug 29, 2026Pending$149,000
- Jul 25, 2026Price change$149,000−$30,900
- Jun 24, 2026Listed$179,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $190/sq ft; this home is listed at $119/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 627 Francis Street, Starke, FL 32091Listed by CHAD AND SANDY REAL ESTATE GROUP | Jul 2026 | $174,900 | $153 | 3/1 | 1,142 | 48 | 0.2 |
| 506 Legion Terrace, Starke, FL 32091Listed by CW REALTY | Apr 2026 | $235,000 | $175 | 3/1.5 | 1,344 | 24 | 0.2 |
| 1135 Neil Court, Starke, FL 32091Listed by CW REALTY | Aug 2026 | $212,000 | $199 | 3/1 | 1,064 | 102 | 0.3 |
| 201 Alvarez Street, Starke, FL 32091Listed by IRON VALLEY REAL ESTATE NORTH FLORIDA | Jun 2026 | $249,000 | $208 | 3/2 | 1,200 | 13 | 0.3 |
| 1125 Neil Court, Starke, FL 32063Listed by UNITED REAL ESTATE GALLERY | Mar 2026 | $197,500 | $190 | 3/1 | 1,040 | 189 | 0.3 |
| 421 N Polk Street, Starke, FL 32091Listed by CW REALTY | Sep 2025 | $108,175 | $89 | 3/2 | 1,220 | 1 | 0.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: RE/MAX SPECIALISTS
Sold by: JULIE MORROW PREMIER REALTY INC (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Sep 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
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