Sold·Closed Aug 31, 2026·102 days on market
1135 Neil Court
Starke, FL 32091
About this home
Starke
Fresh to the market and full of charm! This 3-bedroom, 1-bath concrete block home in the heart of Starke offers comfortable living with a cozy kitchen that flows seamlessly into the main living space. The updated bathroom features a convenient walk-in shower, and the fully fenced backyard provides privacy and room to relax, play, or let pets roam. A screened-in patio creates the perfect spot to unwind, while the enclosed workshop offers great space for storage, hobbies, or projects. With a roof replaced in 2023, newer water heater, HVAC installed in 2025 and a separate utility room for laundry for added convenience, this home is truly move-in ready. Ideally located close to schools and shopping, with an easy commute to Gainesville or Jacksonville--schedule your showing today and come see all this home has to offer!
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Metal — 2023 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Sewer (public record) · Private well (public record)
County records show this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,596 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
West-facing backyard — the sunset lot
The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:28 AM, sunset 7:02 PM.
- Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
- A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
- Morning coffee happens in shade; the front of the home takes the sunrise.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
History
Price & status history
- Aug 31, 2026Closed$213,000
- Jul 24, 2026Pending$213,000
- Apr 13, 2026Listed$213,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $181/sq ft; this home is listed at $200/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1200 Butler Road, Starke, FL 32091Listed by CW REALTY | Sep 2025 | $209,000 | $172 | 3/2 | 1,216 | 26 | 0.1 |
| 722 Madison Street, Starke, FL 32091Listed by RE/MAX SPECIALISTS | Sep 2026 | $150,000 | $120 | 4/1 | 1,248 | 63 | 0.3 |
| 1330 Blanding Street, Starke, FL 32091Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Aug 2026 | $230,999 | $181 | 3/1 | 1,276 | 88 | 0.4 |
| 627 Francis Street, Starke, FL 32091Listed by CHAD AND SANDY REAL ESTATE GROUP | Jul 2026 | $174,900 | $153 | 3/1 | 1,142 | 48 | 0.5 |
| 201 Alvarez Street, Starke, FL 32091Listed by IRON VALLEY REAL ESTATE NORTH FLORIDA | Jun 2026 | $249,000 | $208 | 3/2 | 1,200 | 13 | 0.6 |
| 430 Center Street, Starke, FL 32091Listed by FLORIDA'S CHOICE REALTY LLC | Mar 2026 | $160,000 | $185 | 2/1 | 864 | 63 | 0.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: CW REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Aug 31, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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