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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

Sold·Closed Oct 29, 2025·82 days on market·Recent sales in Jacksonville

12423 Tierra Chase Way

Jacksonville, FL 32225

$585,500sold priceListed at $589,000 · 99.4% of asking$194/sqftMLS# 2095374
5
Beds
4
Baths
3,023
Sq Ft
2024
Built
2
Garage
No
Pool
HOA $124/mo7,841 sqft lotSingle Family Residence2 stories

About this home

Jacksonville

Why wait to build when this nearly new 2024 showstopper in Tierra Chase is ready now! Just appraised for $610,000 offering instant equity! This home blends style, space, & coastal charm in a smart, open floor plan. With 5 bedrooms, 4 bathrooms, and a versatile loft, this home lives LARGE! At the heart of the home is a chef-inspired kitchen with an oversized island, quartz countertops, abundant cabinetry, and a walk-in pantry. The open concept flows from the kitchen to the dining and great room. Outdoor living shines with a charming front porch and relaxing back patio. Upstairs, a laundry room with built-in cabinets and a generous loft offers flexible living perfect as a playroom, media space or office. The owner's suite is a retreat with dual vanities, a large walk-in shower, and a massive closet. Located near Mayport, the Intracoastal, and just minutes from Atlantic Beach!!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,243
Property taxesest. at asking price, Duval County$956
HOAbilled annually$124
Estimated total, before insurance$4,323/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$1,697/yr · $141/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$585,500
$117,100
Loan Term
Monthly Payment
$3,243
Principal & Interest: $3,243
Property taxes (est.): $956
Insurance (est.): $390
Estimated Total Monthly
$4,589
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,683 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $1,697/yr

Estimated taxes if purchased at asking price: ~$11,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Jun 26, 2025Listed$589,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $220/sq ft; this home is listed at $195/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
12441 Tierra Chase Way, Jacksonville, FL 32225Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$599,000$1915/3.53,132690
12424 Tierra Chase Way, Jacksonville, FL 32225Listed by REDFIN CORPORATIONAug 2026$595,000$2234/32,665380
12513 Gately Oaks Lane E, Jacksonville, FL 32225Listed by ERA ONETEAM REALTYAug 2026$535,000$2204/22,431280.5
13166 Christine Marie Court, Jacksonville, FL 32225Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDEJun 2026$460,000$2133/22,1621970.6
13839 Spanish Marsh Trail, Jacksonville, FL 32225Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$655,000$2433/2.52,697140.7
12564 Kernan Forest Boulevard, Jacksonville, FL 32225Listed by EXP REALTY LLCJun 2026$480,000$2064/32,328150.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$589,000
Price / Sq Ft$195
Bedrooms5
Bathrooms4.00
Full Baths4
Square Footage3,023
Total Structure Area3,023 sq ft
Acres0.18 acres
Year Built2024
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address12423 Tierra Chase Way, Jacksonville, FL 32225
Area043-Intracoastal West-North Of Atlantic Blvd
SubdivisionMetes & Bounds
CityJacksonville
CountyDuval
StateFL
Zip Code32225
Lot Size7,840.8 sq ft
Parcel Number1609030255
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Cooktop, Electric Oven, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Vinyl
# of Stories2
LevelsTwo
LaundryUpper Level
SecuritySmoke Detector(s)

Exterior

Patio / PorchCovered, Front Porch, Rear Porch
FencingBack Yard, Vinyl
RoofShingle

Additional Information

Date ListedJune 26, 2025
Days on Market82
HOA Fees$1,491 / Annually
HOA FrequencyAnnually
HOA NameTierra Chase
Tax Amount$1,697.18
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MOMENTUM REALTY

Sold by: COLDWELL BANKER VANGUARD REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 29, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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