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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Sold

Sold·Closed Dec 3, 2025·144 days on market·Recent sales in Jacksonville

2365 White Sands Drive

Jacksonville, FL 32216

$264,000sold priceListed at $264,000 · 100% of asking$163/sqftMLS# 2094976
3
Beds
2.5
Baths
1,619
Sq Ft
2007
Built
1
Garage
No
Pool
HOA $203/mo6,098 sqft lotWaterfrontTownhouse2 stories

About this home

Jacksonville

Welcome to this stunning END UNIT 3-bed, 2.5-bath Townhome offering high ceilings, an open concept, and fantastic location! With a newer roof, breathtaking lake views, and a spacious backyard area maintained by the HOA, this home is a rare find! Step inside to solid Brazilian Cherry hardwood floors throughout the main level. The kitchen features 42-inch cabinets, granite countertops, stainless steel appliances and plenty of storage. Upstairs, you'll find a loft area perfect for an office, playroom, or second living space. The primary suite includes a custom walk-in closet and en-suite bath, while the laundry area is conveniently located just steps away. Enjoy outdoor living year-round on your screened-in patio overlooking the lake. A half bath downstairs, a full garage, and ideally located just a short walk from the amenities center. Don't miss your chance to own this beautifully maintained, move-in-ready home in a prime location close to shopping, restaurants, healthcare and more!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,462
Property taxesest. at asking price, Duval County$431
HOAbilled quarterly$203
Estimated total, before insurance$2,097/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$3,351/yr · $279/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$264,000
$52,800
Loan Term
Monthly Payment
$1,462
Principal & Interest: $1,462
Property taxes (est.): $431
Insurance (est.): $176
Estimated Total Monthly
$2,069
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2007)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,767 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $3,351/yr

Estimated taxes if purchased at asking price: ~$5,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Jun 23, 2025Listed$264,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $162/sq ft; this home is listed at $163/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2341 White Sands Drive, Jacksonville, FL 32216Listed by COMPASS FLORIDA LLCJun 2025$221,500$1522/2.51,462970
8851 Inlet Bluff Drive, Jacksonville, FL 32216Listed by KELLER WILLIAMS ST JOHNSJun 2025$210,000$1552/2.51,35250.1
8880 Shell Island Drive, Jacksonville, FL 32216Listed by FLORIDA HOMES REALTY & MTG LLCApr 2025$252,000$1683/2.51,501660.1
2292 Sunset Bluff Drive, Jacksonville, FL 32216Listed by CORE REALTY, LLCJun 2026$220,000$1502/2.51,462110.2
2633 Hidden Village Drive, Jacksonville, FL 32216Listed by BASS PROFESSIONAL REALTY, INCAug 2026$207,000$1623/21,280300.4
749 Century 21 Drive, Jacksonville, FL 32216Listed by MOMENTUM REALTYAug 2026$232,250$1753/21,32770.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$264,000
Price / Sq Ft$163
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,619
Acres0.14 acres
Year Built2007
TypeResidential
Sub-TypeTownhouse
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontYes

School Information

ElementarySouthside Estates
MiddleSouthside
HighEnglewood

Community Information

Address2365 White Sands Drive, Jacksonville, FL 32216
Area022-Grove Park/Sans Souci
SubdivisionVillages Of Summer Lakes
CityJacksonville
CountyDuval
StateFL
Zip Code32216
Lot Size6,098.4 sq ft
Parcel Number1451843062
ZoningResidential

Amenities

AmenitiesPool, Playground
UtilitiesCable Available, Cable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Garage, Unassigned
ViewLake
Waterfront TypeLake Front

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Pantry, Primary Bathroom - Tub with Shower, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile, Wood
# of Stories2
LevelsTwo
LaundryIn Unit, Upper Level
SecuritySmoke Detector(s)

Exterior

Patio / PorchCovered, Patio, Screened
RoofShingle
ConstructionStone Veneer, Stucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJune 24, 2025
Days on Market144
HOA Fees$610 / Quarterly
HOA FrequencyQuarterly
Tax Amount$3,350.56
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REAL BROKER LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Dec 3, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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