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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Sold

Sold·Closed Jun 30, 2026·348 days on market

2759 Spencer Plantation Boulevard

Orange Park, FL 32073

$175,000sold priceListed at $199,000 · 87.9% of asking$116/sqftMLS# 2093644
3
Beds
2.5
Baths
1,512
Sq Ft
2006
Built
2
Garage
No
Pool
HOA $245/mo3,049 sqft lotTownhouse2 stories

About this home

Orange Park

A Great Price reduction just made for quick sale!!! THIS IS POPULAR TOWNHOME IN PLANTATION VILLAGE COMMUNITY. WELL PLANNED 3BEDROOM AND TWO FULL BATH AND GUEST HALF BATH DOWN STAIRS. LIVING AND DINING COMBO. WALK IN CLOSET IN MASTER BEDROOM, ATTACHED TWO CAR GARAGE. BLAND NEW FLOORING IN LIVING SPACE. A VERY CONVENIENT LOCATION FROM HIGHWAY 295 AND CLOSE TO MAIN SHOPPING OF OAKLEAF TOWN CENTER. EASY TO SHOW!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$969
Property taxesest. at asking price, Clay County$268
HOAbilled monthly$245
Estimated total, before insurance$1,483/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$2,936/yr · $245/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$175,000
$35,000
Loan Term
Monthly Payment
$969
Principal & Interest: $969
Property taxes (est.): $268
Insurance (est.): $117
Estimated Total Monthly
$1,354
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,756 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$193,735$173,603—
2024$191,319$157,821—
2023$197,835$143,474—
2022$172,266$130,431—
2021$136,565$118,574—
2020$126,618$107,795—

2024 property taxes (current owner): $2,936/yr

Estimated taxes if purchased at asking price: ~$3,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $130/sq ft; this home is listed at $132/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2754 Hollybrook Lane, Orange Park, FL 32073Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$203,000$1353/2.51,50090.1
2754 Hollybrook Lane, Orange Park, FL 32073Listed by COLDWELL BANKER VANGUARD REALTYJun 2026$142,500$953/31,50090.1
512 Hopewell Drive, Orange Park, FL 32073Listed by ONE REALTY CORPJun 2026$225,000$1303/2.51,7351320.1
3408 Biltmore Way, Orange Park, FL 32065Listed by WATSON REALTY CORPJul 2026$190,000$1312/2.51,4451371.4
3750 Silver Bluff Boulevard 305, Orange Park, FL 32065Listed by ERA ONETEAM REALTYAug 2026$180,000$943/21,90871.7
3750 Silver Bluff Boulevard 203, Orange Park, FL 32065Listed by DJ & LINDSEY REAL ESTATEAug 2026$205,000$1272/21,610151.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$199,000
Price / Sq Ft$132
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,512
Acres0.07 acres
Year Built2006
TypeResidential
Sub-TypeTownhouse
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address2759 Spencer Plantation Boulevard, Orange Park, FL 32073
Area139-Oakleaf/Orange Park/NW Clay County
SubdivisionPlantation Village
CityOrange Park
CountyClay
StateFL
Zip Code32073
Lot Size3,049.2 sq ft
Parcel Number03042500786400766

Amenities

UtilitiesCable Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

AppliancesDishwasher, Electric Cooktop, Electric Oven, Electric Water Heater
HeatingCentral, Electric
CoolingCentral Air
FlooringCarpet, Laminate
# of Stories2
LevelsMulti/Split
LaundryElectric Dryer Hookup, Upper Level

Exterior

RoofShingle
Road SurfaceAsphalt

Additional Information

Date ListedJune 1, 2026
Days on Market348
HOA Fees$245 / Monthly
HOA FrequencyMonthly
Tax Amount$2,936.41
Tax Year2024
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: INI REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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