This home is in Southern Creek Townhomes, Fernandina Beach — a home near Fernandina Beach High School.
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Sold·Closed Jul 16, 2025·25 days on market·Recent sales in Southern Creek Townhomes·Southern Creek Townhomes
85158 Southern Creek Boulevard
Fernandina Beach, FL 32034
4 more homes for sale in Southern Creek Townhomes →Search Southern Creek Townhomes on the map
About this home
Southern Creek Townhomes
Located in a Hidden Oasis! This ALMOST NEW 5 BEDROOM 4 BATHROOM POOL HOME on a PRESERVE-FRONT HALF-ACRE LOT with $174K IN POST-CLOSING UPGRADES is a DEAL. Built in 2024, this home features a HEATED AND COOLED SALTWATER POOL WITH HOT TUB, NO-SEE-UM-PROOF SCREENED ENCLOSURE, 650 SQUARE FOOT PAVER PATIO, FULLY FENCED BACKYARD, CUSTOM BLINDS, GLASS SHOWER DOORS, and a RELOCATED WELL for enhanced curb appeal. The spacious floor plan includes a MAIN-LEVEL PRIMARY SUITE and a GUEST BEDROOM WITH ADJACENT BATH. Upstairs offers THREE ADDITIONAL BEDROOMS and TWO BATHROOMS, ideal for LARGE FAMILIES or MULTI-GENERATIONAL LIVING. Located just 20 MINUTES FROM THE BEACH and 5 MINUTES FROM TWO BOAT RAMPS. ZONED FOR A-RATED FERNANDINA BEACH SCHOOLS, close to SHOPPING, DINING, JAX INTERNATIONAL AIRPORT, and AMELIA ISLAND BEACHES. SCHEDULE YOUR SHOWING TODAY! Zoned for A-rated Fernandina Beach schools and close to shopping, dining, JAX International Airport, and The Historic AMELIA ISLAND Riverfront.
Next steps in Southern Creek Townhomes
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2024)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,707 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $1,563/yr
Estimated taxes if purchased at asking price: ~$11,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Jun 5, 2025Listed$739,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $202/sq ft; this home is listed at $279/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 85110 Southern Creek Boulevard, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS SOUTHEASTERN PARTNERS | Aug 2026 | $549,000 | $202 | 4/3.5 | 2,715 | 59 | 0.1 |
| 940197 Old Nassauville Road, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS SOUTHEASTERN PARTNERS | Sep 2026 | $868,000 | $369 | 4/2.5 | 2,350 | 63 | 1.1 |
| 84609 Balsam Court, Fernandina Beach, FL 32034Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Jun 2026 | $495,000 | $217 | 4/3 | 2,282 | 85 | 1.1 |
| 94014 Duck Lake Drive, Fernandina Beach, FL 32034Listed by SMILEEHOUSE AUCTION CO LLC | Apr 2025 | $172,000 | $92 | 4/2 | 1,860 | 7 | 1.1 |
| 85645 Stonehurst Parkway, Fernandina Beach, FL 32034Listed by INTEGRITY ONE PROPERTIES LLC | Oct 2026 | $453,483 | $199 | 4/3 | 2,282 | 48 | 1.2 |
| 85621 Stonehurst Parkway, Fernandina Beach, FL 32034Listed by LATITUDE 30 REALTY LLC | Sep 2026 | $455,000 | $199 | 4/3 | 2,282 | 81 | 1.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: SUMMER HOUSE REALTY
Sold by: SUMMER HOUSE REALTY (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Southern Creek Townhomes
Southern Creek Townhomes is a neighborhood in St. Johns County, FL (Nassau County), ZIP 32034.
View all Southern Creek Townhomes homes for sale →Keep looking
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For Sale403 Southern Branch LaneSt. Johns, FL 32259
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For RentLease
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For RentLease
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2 bd · 2.5 ba · 1,222 sq ft
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jul 16, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines