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Sold·Closed Oct 16, 2025·109 days on market
105 Myrtlewood Point Road
East Palatka, FL 32131
About this home
East Palatka
Tucked away on 1.81 serene acres along a quiet creek that flows into the St. Johns River, this 2,300 square foot home offers a rare blend of privacy, natural beauty, and waterfront living. A private dock stretches from the backyard, perfect for boating, fishing, or simply enjoying the peaceful surroundings. Designed with both functionality and flexibility in mind, the property features an attached two-car garage, plus a breezeway that leads to a second oversized garage with space for up to four vehicles and its own half bath—an ideal setup for car enthusiasts or those in need of a workshop. The lush grounds, thoughtfully landscaped by a master gardener, showcase native Florida plantings under a canopy of majestic oak trees.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 1988)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,495 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Crescent Beach Parkabout 20 mi · 104 parking spaces
Closest park or preserve
Deep Creek Conservation Areaabout 8 mi · 4.1 mi of trails
Closest public boat ramp
Deep Creek at County Road 207 Primitive Accessabout 6 mi · St. Johns River - Deep Creek
Closest kayak & paddleboard launch
Williams Park Canoe/Kayak Launchabout 15 mi · Saint Johns River
Closest grocery store
Publixabout 16 mi · 250 Plaza Blvd, Saint Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $2,514/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $81/sq ft; this home is listed at $243/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 113 Myrtlewood Point Road, East Palatka, FL 32131Listed by CENTURY 21 LAKESIDE REALTY | Jul 2025 | $395,000 | $236 | 3/2 | 1,677 | 9 | 0.1 |
| 114 N Geraldo Road, East Palatka, FL 32131Listed by ARMANI'S INTERNATIONAL REAL ESTATE | Jun 2026 | $97,000 | $67 | 3/2 | 1,440 | 20 | 1 |
| 119 Rivers Edge Drive, East Palatka, FL 32131Listed by COLDWELL BANKER PREMIER PROPERTIES | Jan 2026 | $620,000 | $351 | 2/2 | 1,766 | 501 | 1 |
| 135 Cedar Road, East Palatka, FL 32131Listed by CENTURY 21 TRITON REALTY | Jul 2026 | $110,000 | $65 | 0/2 | 1,680 | 15 | 1.2 |
| 116 Stone Farm Road, East Palatka, FL 32131Listed by RE/MAX SIGNATURE | Feb 2026 | $67,000 | $47 | 3/2 | 1,440 | 2 | 1.3 |
| 197 County Road 207A, East Palatka, FL 32131Listed by FLORIDA HOMES REALTY & MTG LLC | Mar 2026 | $165,001 | $81 | 2/1 | 2,030 | 19 | 1.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Oct 16, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines