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Sold

Sold·Closed Aug 28, 2025·64 days on market

2120 Stone Creek Drive F

Fleming Island, FL 32003

$267,000sold priceListed at $290,000 · 92.1% of asking$193/sqftMLS# 2089674
2
Beds
2
Baths
1,385
Sq Ft
2004
Built
2
Garage
No
Pool
HOA $332/moTownhouse1 story

About this home

Fleming Island

Welcome to easy, low-maintenance living in the heart of Fleming Island! This charming Eagle Harbor townhome features an open floor plan filled with natural light, spacious bedrooms, large full bathrooms, and a generous kitchen with both a breakfast nook and formal dining area. This is perfect for everyday comfort or entertaining. Step out onto your screened-in lanai surrounded by peaceful shade and wildlife, and enjoy the peace of mind that comes with a newer roof, new water heater, upgraded blinds, and a well-maintained two-car garage. As a resident of Eagle Harbor, you'll have access to resort-style amenities including multiple pools, golf courses, walking trails, playgrounds, and exclusive neighborhood events. Located close to A-rated schools, top hospitals, restaurants, shopping, and an easy commute to Jacksonville and NAS JAX, this home truly has it all at a price that's hard to beat. Don't miss your chance to call this one home. Schedule your showing today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,479
Property taxesest. at asking price, Clay County$409
HOAbilled monthly$332
Estimated total, before insurance$2,220/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$267,000
$53,400
Loan Term
Monthly Payment
$1,479
Principal & Interest: $1,479
Property taxes (est.): $409
Insurance (est.): $178
Estimated Total Monthly
$2,066
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $170/sq ft; this home is listed at $209/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2110 Stone Creek Drive B, Fleming Island, FL 32003Listed by INI REALTYSep 2026$295,000$1703/21,73730.1
1870 Copper Stone Drive F, Fleming Island, FL 32003Listed by COLDWELL BANKER VANGUARD REALTYApr 2026$295,000$2132/21,385680.1
1880 Copper Stone Drive B, Fleming Island, FL 32003Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$292,000$1683/21,737640.2
1890 Copper Stone Drive B, Fleming Island, FL 32003Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYFeb 2026$280,000$1613/21,737610.2
1830 Copper Stone Drive E, Fleming Island, FL 32003Listed by COLDWELL BANKER VANGUARD REALTYJun 2026$290,000$1673/21,7371900.3
2200 Marsh Hawk Lane 214, Fleming Island, FL 32003Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEAug 2026$180,000$1782/11,01130.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$290,000
Price / Sq Ft$209
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,385
Year Built2004
TypeResidential
Sub-TypeTownhouse
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address2120 Stone Creek Drive F, Fleming Island, FL 32003
Area123-Fleming Island-SE
SubdivisionStone Creek
CityFleming Island
CountyClay
StateFL
Zip Code32003
Parcel Number09052601417600901

Amenities

AmenitiesPool, Basketball Court, Boat Dock, Children's Pool, Clubhouse, Fitness Center, Golf Course, Jogging Path, Park, Pickleball, Playground, RV/Boat Storage, Tennis Court(s)
UtilitiesCable Available, Water Connected
Water SourcePublic
ParkingAttached, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Electric Water Heater, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Laminate
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Additional Information

Date ListedMay 26, 2025
Days on Market64
HOA Fees$332 / Monthly
HOA FrequencyMonthly
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: UNITED REAL ESTATE GALLERY

Sold by: EXIT INSPIRED REAL ESTATE (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 28, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

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