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Sold

Sold·Closed Jun 15, 2026·190 days on market

1830 Copper Stone Drive E

Fleming Island, FL 32003

$290,000sold priceListed at $300,000 · 96.7% of asking$167/sqftMLS# 2118916
3
Beds
2
Baths
1,737
Sq Ft
2005
Built
2
Garage
No
Pool
HOA $425/mo6,098 sqft lotWaterfrontTownhouse1 story

About this home

Fleming Island

Beautifully updated 3-bedroom, 2-bath single-level townhome in Eagle Harbor with nearly 1,800 sq. ft. of living space. This move-in-ready home features an open floor plan with light gray and white wood-look tile throughout and an updated kitchen perfect for cooking and entertaining. The roof was replaced approximately three years ago for added peace of mind. Enjoy relaxing on the screened porch overlooking a peaceful pond. Eagle Harbor offers resort-style amenities including three pools, tennis and pickleball courts, golf, a clubhouse, and playgrounds. Conveniently located near shopping, dining, churches, and just minutes from NAS JAX, I-95, and I-295. A wonderful opportunity to enjoy comfort, convenience, and community living.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,606
Property taxesest. at asking price, Clay County$444
HOAbilled monthly$425
Estimated total, before insurance$2,476/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$4,222/yr · $352/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$290,000
$58,000
Loan Term
Monthly Payment
$1,606
Principal & Interest: $1,606
Property taxes (est.): $444
Insurance (est.): $193
Estimated Total Monthly
$2,244
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,729 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:30 AM, sunset 6:54 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • Expect afternoon glare on rear glass, and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

Last sold: $340,000 in June 2024(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$281,071$136,503—
2024$274,546$150,037—
2023$272,904$144,211—
2022$220,710$138,555—
2021$183,064$133,064—
2020$174,386$174,386—

2024 property taxes (current owner): $4,222/yr

Estimated taxes if purchased at asking price: ~$5,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $168/sq ft; this home is listed at $173/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1840 Copper Stone Drive D, Fleming Island, FL 32003Listed by CROSSVIEW REALTYAug 2026$250,000$1233/2.52,0291830
1820 Copper Stone Drive D, Fleming Island, FL 32003Listed by WATSON REALTY CORPJul 2026$280,000$1383/2.52,0294700
1880 Copper Stone Drive B, Fleming Island, FL 32003Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$292,000$1683/21,737640.1
1870 Copper Stone Drive F, Fleming Island, FL 32003Listed by COLDWELL BANKER VANGUARD REALTYApr 2026$295,000$2132/21,385680.1
1890 Copper Stone Drive B, Fleming Island, FL 32003Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYFeb 2026$280,000$1613/21,737610.1
2110 Stone Creek Drive B, Fleming Island, FL 32003Listed by INI REALTYSep 2026$295,000$1703/21,73730.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$300,000
Price / Sq Ft$173
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,737
Acres0.14 acres
Year Built2005
TypeResidential
Sub-TypeTownhouse
StyleOther
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes
Direction FacesEast

School Information

ElementaryPaterson
MiddleGreen Cove Springs

Community Information

Address1830 Copper Stone Drive E, Fleming Island, FL 32003
Area123-Fleming Island-SE
SubdivisionStone Creek
CityFleming Island
CountyClay
StateFL
Zip Code32003
Lot Size6,098.4 sq ft
Parcel Number09052601417600847
ZoningResidential

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Golf Course, Jogging Path, Pickleball, Playground, RV/Boat Storage, Tennis Court(s)
Community FeaturesSidewalks, Street Lights, Restaurant, Curbs
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewPond
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Thermostat, Walk-In Closet(s)
AppliancesDishwasher, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Patio / PorchPorch, Rear Porch, Screened
RoofShingle
ConstructionStucco
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedNovember 21, 2025
Days on Market190
HOA Fees$425 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds
Tax Amount$4,221.96
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY

Sold by: BOLD & SOLD LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 15, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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